Hillsborough County property record for 18109 Leafmore St, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,198 sqft · built 2016 |
| Lot Size | 0.289 acres (12,575 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $581,949 (Jan 2017) |
| Tax Bill | $11,604 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Dec 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014521-0244 |
| Primary APN | 014521-0244 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,198 sqft Living Area |
| Gross Area | 5,180 sqft |
| 1st Floor Area | 1,932 sqft |
| Upper Floors Area | 2,266 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 12,575 sqft (0.289 acres) |
| Lot Dimensions | 144 ft deep x 77.8 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 310 sqft |
| Patio Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0145210244 |
|---|---|
| Street Address | 18109 LEAFMORE ST |
| City | LUTZ |
| State | FL |
| Zip | 33548-4822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | PROMENADE AT LAKE PARK PHASES 1 AND 2 LOT 37 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 15 |
| Legal Subdivision | PROMENADE AT LAKE PARK PHASES 1 AND 2 |
| Legal Lot Number | 37 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11109 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18109 LEAFMORE ST, LUTZ, FL 33548-4822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 5, 2017 | Special Warranty Deed, Subdivision Related Transfer · ARM CALATLANTIC MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2017 · Amount on Record |
| Deed Sale | Jan 5, 2017 · Amount on Record |
| Prior Sale | Dec 1, 2016 · Amount on Record |
| Deed Document Number | 20175148 |
| Deed Book / Page | 24642 / 1834 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18109 LEAFMORE ST, LUTZ, FL 33548-4822 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18109 LEAFMORE ST, LUTZ, FL 33548-4822 |
| Document Number | 0000230984 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 2022230984 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18109 LEAFMORE ST, LUTZ, FL 33548-4822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0262910632 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 26291/0632 |
| Instrument | 2018512212 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18109 LEAFMORE ST, LUTZ, FL 33548-4822 |
| Document Number | 0000413617 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18109 LEAFMORE ST LUTZ FL 335484822, LUTZ, FL 33548-4822 |
| Document Number | 0000413617 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 413617 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 6, 2035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 5, 2017 |
| Property Address | 18109 LEAFMORE ST, LUTZ, FL 33548-4822 |
| Document Number | 0000005148 |
| Book / Page | 24642 / 1834 |
| Map Reference | MB127 PG32-66 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 2017005148 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,074.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 N REO ST STE 330, 405, TAMPA, FL 33609-1064 |
| Name | Verified Name |
|---|---|
| Address | 17 BRIDGEPOINTE DR, SOUTH AMBOY, NJ 08879-2909 |
| Document Number | 0246421836 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 24642/1836 |
| Instrument | 2017005149 |
| Name | CALATLANTIC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85255 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $645,987 (+2.7%) | $885,240 (-1.82%) Land $246,606 Building $638,634 | |
| 2025 | $11,604.00 (+11.58%) Homeowner's exemption | $629,004 (+5.99%) | $901,687 (+14.74%) Land $246,606 Building $655,081 |
| 2023 | $10,400.00 (+3.26%) Homeowner's exemption | $593,473 (+3%) | $785,822 (+3.67%) Land $191,809 Building $594,013 |
| 2022 | $10,072.00 Homeowner's exemption | $576,187 | $758,009 Land $191,809 Building $566,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 19 (1996–2024) |
| Claims Outside the SFHA | 7 of 19 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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