18109 28th Ave E, Tacoma, WA 98445 Property Records

Pierce County property record for 18109 28th Ave E, Tacoma, WA 98445

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,883 sqft · built 1980
Lot Size	1.43 acres (62,560 sqft)
Owner	2 Individual Names on File
Last Sale	$892,000 (Aug 2026)
Tax Bill	$10,428 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`031935-6-021`

Property Details

APN / Parcel Number

Primary APN	`031935-6-021`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,883 sqft Living Area
Gross Area	5,071 sqft
1st Floor Area	1,000 sqft
Upper Floors Area	1,136 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	62,560 sqft (1.43 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	540 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	18109 28TH AVE E
City	TACOMA
State	WA
Zip	98445-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 35 TOWNSHIP 19 RANGE 03 QUARTER 24 : L 2 OF S P 81-09-02-0160 EASE OF REC EXC S 10 FT & W 10 FT OF FOLL DESC PROP BEG SW COR JOHN MONTGOMERY DLC 50 TH N 00 DEG 13 MIN E ALG W LI SD DLC 660 FT TH S 89 DEG 47 MIN 15 SEC E PAR/TO S LI SD DLC 532
Legal Range	03
Legal Township	19
Legal Section	35
Legal Subdivision	ADDITION
Legal Lot Number	2
Legal Unit	50
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	5
Census Block	5005
Census Tract	71412

Owner

18109 28th Ave E is owned and occupied by two individuals who bought it in August 2026.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18109 28TH AVE E, TACOMA, WA 98445-4354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Sep 26, 2016 · Amount on File
Deed Document Number	2026251
Prior Transfer Date	Oct 26, 2000
Prior Transfer Doc	0000000062
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 19, 2026
Property Address	18109 28TH AVE E, TACOMA, WA 98445-4354
Document Number	0000000251
Instrument Date	Aug 5, 2026
Instrument	2026251
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,508,192.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18109 28TH AVE E, TACOMA, WA 98445-4354

Mortgage

Document Number	0000000252,
Date	Aug 19, 2026
Instrument	202619252

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 18109 28th Ave E was $10,428, up 0.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,428.00 (+0.81%)	$945,500 (-0.58%) Land $254,300 Building $691,200	$945,500 (-0.58%) Land $254,300 Building $691,200
2025	$10,344.00 (+3.41%)	$951,000 (+8.56%) Land $267,500 Building $683,500	$951,000 (+8.56%) Land $267,500 Building $683,500
2024	$10,003.00 (-4.31%)	$876,000 (-5.81%) Land $269,400 Building $606,600	$876,000 (-5.81%) Land $269,400 Building $606,600
2023	$10,454.00	$930,000 Land $256,200 Building $673,800	$930,000 Land $256,200 Building $673,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18109 28th Ave E in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18109 28th Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Lightcurve.

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