18107 Malcolm Rd SE, Oldtown, MD 21555 Property Records

Allegany County property record for 18107 Malcolm Rd SE, Oldtown, MD 21555

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,848 sqft · built 1961
Lot Size	18.8 acres (819,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Jun 2020)
Tax Bill	$2,244 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-016613`

Property Details

APN / Parcel Number

Primary APN	`02-016613`
Alternative APNs	`2016613` `016613`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Construction Type	Frame
Roof Material	Metal
Lot Area	819,668 sqft (18.8 acres)
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	016613
Street Address	18107 MALCOLM RD SE
City	OLDTOWN
State	MD
Zip	21555-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18.817A 18107 MALCOLM RD PARCELS A & B
Jurisdiction	ALLEGANY MD
Township / Civil Division	2, OLDTOWN
Census Block Group	3
Census Block	3044
Census Tract	100

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18107 MALCOLM RD SE, OLDTOWN, MD 21555-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 6, 2023	Deed of Trust, Mortgage · Negative Amortization DOVENMUEHLE MORTGAGE INC
Oct 24, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 4, 2020	Grant Deed, Transfer · FHA Mortgage CARDINAL FIN'L
Dec 27, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Feb 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2020 · Amount on Record
Deed Sale	Jun 4, 2020 · Amount on Record
Prior Sale	Jun 21, 2016 · Amount on Record
Deed Book / Page	2559 / 1
Prior Transfer Date	Aug 17, 2016
Prior Transfer Doc	0022470275
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	18107 MALCOLM RD SE, OLDTOWN, MD 21555-2016
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002923-0440
Date	Nov 16, 2023
Book Page	2923/440

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	18107 MALCOLM RD SE, OLDTOWN, MD 21555-2016
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18107 MALCOLM RD SE, OLDTOWN, MD 21555-2016

Mortgage

Document Number	002894-0045
Date	Jul 6, 2023
Book Page	2894/45

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	Negative Amortization
Amount	Amount Recorded
Term	479 Months
Due	Jun 1, 2063

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	18107 MALCOLM RD SE, OLDTOWN, MD 21555-2016
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18107 MALCOLM RD SE, OLDTOWN, MD 21555-2016

Mortgage

Document Number	002826-0181
Date	Oct 24, 2022
Book Page	2826/181

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	GREENBUSH, MA 2040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jun 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 4, 2020
Property Address	18107 MALCOLM RD SE, OLDTOWN, MD 21555-2016
Document Number	0025590001
Book / Page	002559 / 000001
Instrument Date	May 21, 2020
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ASSURANCE TITLE COMPANY INC, ASSURANCE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18107 MALCOLM RD SE OLDTOWN MD 215552016, OLDTOWN, MD 21555-2016

Mortgage

Document Number	25590010
Date	Jun 4, 2020
Book Page	002559/000010

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	18107 MALCOLM RD SE, OLDTOWN, MD 21555-2016
Document Number	0025270040
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18107 MALCOLM RD SE OLDTOWN MD 215552016, OLDTOWN, MD 21555-2016

Mortgage

Document Number	0025270040
Date	Jan 6, 2020
Book Page	002527/000040

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	18107 MALCOLM RD SE, OLDTOWN, MD 21555-2016
Document Number	0023580212
Book / Page	002358 / 000212
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18107 MALCOLM RD SE OLDTOWN MD 215552016, OLDTOWN, MD 21555-2016

Mortgage

Document Number	0023580212
Date	Feb 8, 2018
Book Page	002358/000212

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,033 (+28.79%)	$286,600 (+20.98%) Land $77,500 Building $209,100
2025	$2,244.00 (+8.3%) Homeowner's exemption
2023	$2,072.00 Homeowner's exemption	$209,667	$236,900 Land $77,500 Building $159,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1996–2021)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Morgan Wireless Fixed Wireless · not low latency	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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