Hubbard County property record for 18105 County 40, Park Rapids, MN 56470
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,312 sqft · built 1950 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Oct 2021) |
| Tax Bill | $3,608 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage Dec 2005 Line of Credit + 2 more |
| APN | 16.46.00210 |
| Primary APN | 16.46.00210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 580 sqft |
| Finished Basement | 580 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Metal |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 37,026 sqft (0.85 acres) |
| Lot Width | 130 ft Width |
| Garage Type | Mixed |
| Garage Area | 336 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 252 sqft |
| Patio Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Convection |
| Account Number | 59348 |
|---|---|
| Street Address | 18105 COUNTY 40 |
| City | PARK RAPIDS |
| State | MN |
| Zip | 56470-5117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .85 AC LKE KOZY PINE BEACH LOTS 4 & 5 & E30 OF LOT 6 |
| Legal Subdivision | KOZY PINE BEACH |
| Legal Lot Number | 4-6 |
| Jurisdiction | HUBBARD MN |
| Township / Civil Division | LAKE EMMA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 70200 |
18105 County 40 is owned by two individuals who bought it in October 2021.
Source: Hubbard County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4278 134TH AVE, CLEAR LAKE, MN 55319-4720 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2018 | Deed of Trust, Mortgage BANK VISTA |
| Dec 30, 2005 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jun 25, 2015 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF ROSEMOUNT |
| Oct 7, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage RIVERWOOD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2021 · Amount on File |
| Deed Sale | Oct 7, 2021 · Amount on File |
| Deed Document Number | 2021419837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 18105 COUNTY 40, PARK RAPIDS, MN 56470-5117 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000399867 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | A000399867 |
| Name | BANK VISTA |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 18105 COUNTY 40, PARK RAPIDS, MN 56470-5117 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | REALSTAR TITLE LLC, REALSTAR TITLE |
| Name | Verified Name |
|---|
| Document Number | A000313842 |
|---|---|
| Date | Dec 30, 2005 |
| Instrument | A000313842 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 18105 COUNTY 40, PARK RAPIDS, MN 56470-5117 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000379168 |
|---|---|
| Date | Jun 25, 2015 |
| Instrument | A000379168 |
| Name | FIRST STATE BANK OF ROSEMOUNT |
|---|---|
| Address | ROSEMOUNT, MN 55068 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Jul 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Oct 7, 2021 |
| Property Address | 18105 COUNTY 40, PARK RAPIDS, MN 56470-5117 |
| Document Number | A000419837 |
| Instrument Date | Sep 17, 2021 |
| Instrument | A000419837 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4278 134TH AVE, CLEAR LAKE, MN 55319-4720 |
| Document Number | A000419838 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | A000419838 |
| Name | RIVERWOOD BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 18105 County 40 was $3,608.
Source: Hubbard County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hubbard County |
| County Subdivision | Lake Emma Township |
| Unified School District | Park Rapids Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,608.00 | ||
| 2025 | $3,608.00 | $562,700 Land $257,700 Building $305,000 | $562,700 Land $257,700 Building $305,000 |
| 2022 | $3,032.00 | $440,300 Land $179,300 Building $261,000 | $440,300 Land $179,300 Building $261,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 18105 County 40; there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1999–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18105 County 40 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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