Delta County property record for 18105 2550 Rd, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,232 sqft · built 1990 |
| Lot Size | 0.875 acres (38,115 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Jun 2016) |
| Tax Bill | $1,128 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | R002042 |
| Primary APN | R002042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Building Area | 1,232 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 38,115 sqft (0.875 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Account Number | R002042 |
|---|---|
| Street Address | 18105 2550 RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18105 2550 RD CEDAREDGE 81413 S: 15 T: 13S R: 94W SUBDIVISION: RURAL AREA TOTAL AC 0.875+- SEC 15 T13S R94W 6PM PT SW4SW4 SEC 15 BEG WH SE COR SW4SW4 BRS N87*28E 100, TH S87*28W 300, N42E 143.17, N88*3520E 333.07, S14*1313W 142.47, TO POB BK 542 PG 5 |
| Legal Subdivision | RURAL AREA |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 965202 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18105 2550 RD, CEDAREDGE, CO 81413-8141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO |
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO |
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| Jul 27, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2016 · Amount on Record |
| Deed Sale | Jun 8, 2016 · Amount on Record |
| Deed Document Number | 2016687970 |
| Prior Transfer Date | Nov 23, 1999 |
| Prior Transfer Doc | 0000683974 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 18105 2550 RD, CEDAREDGE, CO 81413-8141 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18105 2550 RD, CEDAREDGE, CO 81413-8141 |
| Document Number | 0000746826 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 746826 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | CEDAREDGE, CO 81413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 18105 2550 RD, CEDAREDGE, CO 81413-8141 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18105 2550 RD, CEDAREDGE, CO 81413-8141 |
| Document Number | 0000743320 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 743320 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | CEDAREDGE, CO 81413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 18105 2550 RD, CEDAREDGE, CO 81413-8141 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 719207 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 719207 |
| Name | LOANPAL LLC |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 18105 2550 RD, CEDAREDGE, CO 81413-8141 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 696988 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 696988 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,128.00 (+46.11%) | $17,807 (+42.44%) Land $2,813 Building $14,994 | $284,896 (+52.7%) Land $45,000 Building $239,896 |
| 2024 | $772.00 (+4.32%) | $12,501 (-) Land $2,070 Building $10,431 | |
| 2023 | $740.00 (+3.5%) | $12,501 (+5.02%) Land $2,070 Building $10,431 | $186,575 (+8.94%) Land $30,893 Building $155,682 |
| 2022 | $715.00 | $11,904 Land $2,016 Building $9,888 | $171,269 Land $29,000 Building $142,269 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 79% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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