18103 Shake Ridge Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 18103 Shake Ridge Rd, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,584 sqft · built 1978
Lot Size	6.16 acres (268,330 sqft)
Owner	2 Individual Names on File
Last Sale	$296,000 (Mar 2019)
Tax Bill	$3,461 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-010-110-000`

Property Details

APN / Parcel Number

Primary APN	`030-010-110-000`
Alternative APN	`3001011000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,584 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	268,330 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	18103 SHAKE RIDGE RD
City	SUTTER CREEK
State	CA
Zip	95685-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	PAR A; POR PAR B 6.16AC
Legal Subdivision	PARCEL MAP 1677
Legal Block	6
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3013
Census Tract	201

Owner

Source: Amador County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18103 SHAKE RIDGE RD, SUTTER CREEK, CA 95685-9748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 28, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Mar 29, 2019	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	20192156
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	18103 SHAKE RIDGE RD, SUTTER CREEK, CA 95685-9748
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18103 SHAKE RIDGE RD, SUTTER CREEK, CA 95685-9748

Mortgage

Document Number	0000002320
Date	May 4, 2023
Instrument	2023-0002320

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	May 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	18103 SHAKE RIDGE RD, SUTTER CREEK, CA 95685-9748
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18103 SHAKE RIDGE RD, SUTTER CREEK, CA 95685-9748

Mortgage

Document Number	0000005685
Date	Jun 28, 2022
Instrument	2022-0005685

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	May 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Mar 29, 2019
Property Address	18103 SHAKE RIDGE RD, SUTTER CREEK, CA 95685-9748
Document Number	0000002156
Map Reference	MB 29 PG 3&4 PM 1677
Instrument Date	Mar 19, 2019
Instrument	2019-0002156
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18103 SHAKE RIDGE RD, SUTTER CREEK, CA 95685-9748

Mortgage

Document Number	0000002157
Date	Mar 29, 2019
Instrument	2019-0002157

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Mortgage

Document Number	0000002158
Date	Mar 29, 2019
Instrument	2019-0002158

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,791 (+2%) Land $73,955 Building $262,836
2025	$3,461.00 (+5.49%)	$330,188 (+4.04%) Land $72,505 Building $257,683
2024			$365,490
2023	$3,281.00 (+1.86%)	$317,369 Land $69,691 Building $247,678
2022	$3,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 85% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
Volcano Communications Company DSL	50 / 5

May also be available: Verizon.

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