1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Cornelius
  5. Harbor Light Blvd

18103 Harbor Light Blvd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18103 Harbor Light Blvd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · 7,678 sqft · built 1997
Lot Size0.43 acres (18,731 sqft)
Owner2 Company Names on Record
Last Sale$4,400,000 (Jun 2026)
Deeds & MortgagesAug 2026 Mortgage
Jun 2026 Sale
Flood ZoneZone X (minimal risk)
APN001-322-45

Property Details

APN / Parcel Number

Primary APN001-322-45

Interior

Bedrooms5 Beds
Full Baths7 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area7,678 sqft Living Area
Gross Area8,338 sqft
1st Floor Area2,703 sqft
Upper Floors Area2,648 sqft
Basement Area2,748 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeRaised
Roof MaterialTile
Lot Area18,731 sqft (0.43 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area660 sqft
PorchFinished/Open Porch
Porch Area1,060 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address18103 HARBOR LIGHT BLVD
CityCORNELIUS
StateNC
Zip28031-5518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL551 M27-105
Legal SubdivisionPENINSULA PH XVII
Legal Block2
Legal Lot Number551
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1017
Census Tract6218

Owner

Source: Mecklenburg County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address18103 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-5518
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Deed of Trust, Mortgage · SBA Mortgage
US SMALL BUSN ADMN
Jun 8, 2026Warranty Deed, Transfer
MASTER TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2026 · Amount on Record
Deed SaleJun 8, 2026 · Amount on Record
Prior SaleDec 2, 2016 · Amount on Record
Deed Document Number202660597
Deed Book / Page40484 / 847
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateAug 13, 2026
Property Address18103 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-5518
Document Number0000087223
Book / Page40644 / 275
Instrument DateJun 23, 2026
Instrument202687223
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address4325 GLENCOE AVE, MARINA DEL REY, CA 90292-6444
InvestorPossibly a Property Investor

Mortgage

Document Number0000087223,
DateAug 13, 2026
Book Page40644/275
Instrument202687223
Lender
NameUS SMALL BUSN ADMN
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term342 Months
DueFeb 26, 2055
Interest
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 8, 2026
Property Address18103 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-5518
Document Number0000060597
Book / Page40484 / 847
Instrument DateJun 1, 2026
Instrument202660597
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyMASTER TITLE

Transaction

AmountAmount Recorded
Tax$888,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address18103 HARBOR LIGHT BLVD, CORNELIUS, NC 28031-5518

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$3,824,800 Land $1,300,000 Building $2,524,800$3,824,800 Land $1,300,000 Building $2,524,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable		1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Light Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures