18102 White Wave Ct, Cypress, TX 77433 Property Records

Harris County property record for 18102 White Wave Ct, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,299 sqft · built 2020
Lot Size	0.382 acres (16,631 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,426 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`138-380-001-0039`

Property Details

APN / Parcel Number

Primary APN	`138-380-001-0039`
Alternative APN	`1383800010123`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,299 sqft Living Area
1st Floor Area	2,299 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	16,631 sqft (0.382 acres)
Garage Area	673 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1383800010039
Street Address	18102 WHITE WAVE CT
City	CYPRESS
State	TX
Zip	77433-7041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 39 BLK 1 TOWNE LAKE SEC 42
Legal Subdivision	TOWNE LAKE SEC 42
Legal Block	1
Legal Lot Number	39
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	4
Census Block	4014
Census Tract	543007

Owner

18102 White Wave Ct is owned and occupied by two individuals who acquired it in March 2025.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	17910 SPOKE HOLLOW CT, CYPRESS, TX 77433-4470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Grant Deed, Subdivision Related Transfer SMART CHOICE MTG
Nov 16, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SMART CHOICE MORTGAGE A TEXAS LLC
May 20, 2020	Deed of Trust, Mortgage INTERNATIONAL BK/COMMERCE
Apr 9, 2018	Grant Deed, Transfer INTERNATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025
Deed Sale	Mar 28, 2025
Prior Sale	Aug 31, 2021 · Amount on File
Deed Document Number	2025112255
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	2020559063
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Nov 16, 2020
Property Address	18102 WHITE WAVE CT, CYPRESS, TX 77433-7041
Document Number	0000559063
Instrument Date	Nov 13, 2020
Instrument	559063
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2020
Title Company	ATC VENTURA PLZ

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18102 WHITE WAVE CT CYPRESS TX 774337041, CYPRESS, TX 77433-7041

Mortgage

Document Number	559064
Date	Nov 16, 2020
Instrument	559064

Lender

Name	SMART CHOICE MTG
Address	SAN ANTONIO, TX 78232

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

November 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Nov 16, 2020
Property Address	18102 WHITE WAVE CT, CYPRESS, TX 77433-7041
Document Number	2020559063
Map Reference	MF 680099
Instrument Date	Nov 13, 2020
Instrument	2020-559063
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 3, 2021
Title Company	AUSTIN TITLE, ATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 EVANS RD # 100100, 2015, SAN ANTONIO, TX 78258-7461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18102 WHITE WAVE CT, CYPRESS, TX 77433-7041

Mortgage

Document Number	2020559064
Date	Nov 16, 2020
Instrument	2020-559064

Lender

Name	SMART CHOICE MORTGAGE A TEXAS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18102 WHITE WAVE CT, CYPRESS, TX 77433-7041
Document Number	0000213130
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	ATC VENTURA PLZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 EVANS READ #100 SAN ANTONIO TX 78258, 100, SAN ANTONIO, TX 78258

Mortgage

Document Number	0000213130
Date	May 20, 2020
Instrument	213130

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank
Address	SAN ANTONIO, TX 78205

Agreement

Amount	Amount on Record

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 9, 2018
Property Address	18102 WHITE WAVE CT, CYPRESS, TX 77433-7041
Document Number	0000147958
Instrument Date	Apr 6, 2018
Instrument	147958
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATC VENTURA PLZ

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2015 EVANS RD #100 SAN ANTONIO TX 782587462, 100, SAN ANTONIO, TX 78258-7462

Mortgage

Document Number	147959
Date	Apr 9, 2018
Instrument	147959

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank
Address	SAN ANTONIO, TX 78205

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18102 White Wave Ct was $11,426 with a homeowner's exemption, up 221% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,000 (+8.41%) Land $127,410 Building $492,590	$620,000 (+8.41%) Land $127,410 Building $492,590
2025	$11,426.00 (+221.05%) Homeowner's exemption	$571,916 Land $127,410 Building $444,506	$571,916 Land $127,410 Building $444,506
2024	$3,559.00
2023		$598,883 Land $110,687 Building $488,196	$598,883 Land $110,687 Building $488,196
2022	$3,030.00
2020	$540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18102 White Wave Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 522 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	3 (2016–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18102 White Wave Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 502 serves 5,487 people · EPA ID TX1013494
Water Source	Purchased surface water from HARRIS COUNTY MUD 500
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Nearby Properties on White Wave Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures