18102 Ridge Stream Ln, Cypress, TX 77429 Property Records

Harris County property record for 18102 Ridge Stream Ln, Cypress, TX 77429

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,572 sqft · built 2003
Lot Size0.202 acres (8,818 sqft)
OwnerIndividual Name on Record
Last Sale$66,500 (Dec 2023)
Tax Bill$4,323 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN123-504-003-0007

Property Details

APN / Parcel Number

Primary APN123-504-003-0007

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,572 sqft Living Area
1st Floor Area1,191 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area8,818 sqft (0.202 acres)
View / LotPrimary
Garage Area209 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area39 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1235040030007
Street Address18102 RIDGE STREAM LN
CityCYPRESS
StateTX
Zip77429-1782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 BLK 3 CYPRESS RIDGE SEC 1
Legal SubdivisionCYPRESS RIDGE SEC 1
Legal Block3
Legal Lot Number7
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group1
Census Block1004
Census Tract554406

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18102 RIDGE STREAM LN, CYPRESS, TX 77429-1782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Intrafamily Transfer, Transfer · Line of Credit
PENTAGON FCU
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2023 · Amount on Record
Deed SaleDec 18, 2023 · Amount on Record
Prior SaleDec 8, 2006 · Amount on Record
Deed Document Number2023473614
Prior Transfer DateDec 11, 2023
Prior Transfer Doc0000473614
Record UpdatedOct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARRIS TX
Recording DateDec 18, 2023
Property Address18102 RIDGE STREAM LN, CYPRESS, TX 77429-1782
Document Number0000473614
Map ReferenceVOL 525 PG 101
Instrument DateDec 11, 2023
Instrument2023-473614
Transaction TypeTransfer
Record UpdatedDec 26, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18102 RIDGE STREAM LN, CYPRESS, TX 77429-1782

Mortgage

Document Number0000473615
DateDec 18, 2023
Instrument2023-473615
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address18102 RIDGE STREAM LN, CYPRESS, TX 77429-1782
Transaction TypeMortgage
Record UpdatedAug 4, 2021
Title CompanyMEMBERS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021425100
DateJul 28, 2021
Instrument2021-425100
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2031

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$283,000 (-2.74%) Land $58,531 Building $224,469$283,000 (-2.74%) Land $58,531 Building $224,469
2025$4,323.00 (-3.72%) Homeowner's exemption$290,961 (-2.06%) Land $58,531 Building $232,430$290,961 (-2.06%) Land $58,531 Building $232,430
2024$4,490.00 (+211.37%)
2023$297,078 Land $58,531 Building $238,547$297,078 Land $58,531 Building $238,547
2022$1,442.00 (+17.52%)
2020$1,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 198 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims8 (2008–2020)
Claims Outside the SFHA2 of 8
Most Recent ClaimMay 2020 · other causes
Claims by Event
  • Hurricane Harvey, Aug 2017 · 4 claims
  • Severe Storms And Flooding, May 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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