18102 E 18th Ter N, Independence, MO 64058 Property Records

Jackson County property record for 18102 E 18th Ter N, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,036 sqft · built 1974
Lot Size	0.154 acres (6,686 sqft)
Owner	Individual Name on Record
Tax Bill	$2,178 (2024)
Deeds & Mortgages	Jun 2022 Second Mortgage Dec 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-220-02-23`

Property Details

APN / Parcel Number

Primary APN	`16-220-02-23`
Alternative APNs	`16-220-02-23-00-0-00-000` `16220022300000001` `735512`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	476 sqft
Basement Area	1,036 sqft
Flooring	Carpet

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,686 sqft (0.154 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	144 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	735512
Street Address	18102 E 18TH TER N
City	INDEPENDENCE
State	MO
Zip	64058-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAR VIEW NORTH (LOTS 152 THRU 237) LOT 179
Legal Subdivision	FAR VIEW NORTH
Legal Block	3
Legal Lot Number	179
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3024
Census Tract	15100

Owner

Source: Jackson County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18102 E 18TH TER N, INDEPENDENCE, MO 64058-1011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Apr 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Nov 14, 2017	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2024
Deed Sale	Jun 13, 2024
Prior Sale	Nov 14, 2017 · Amount on Record
Deed Document Number	202438279
Prior Transfer Date	Jun 12, 2024
Prior Transfer Doc	00E0038279
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18102 E 18TH TER N, INDEPENDENCE, MO 64058-1011
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18102 E 18TH TER N, INDEPENDENCE, MO 64058-1011

Mortgage

Document Number	00E0058132
Date	Jun 21, 2022
Instrument	2022E0058132

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Jan 1, 2048

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18102 E 18TH TER N, INDEPENDENCE, MO 64058-1011
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18102 E 18TH TER N, INDEPENDENCE, MO 64058-1011

Mortgage

Document Number	00E0140510
Date	Dec 27, 2021
Instrument	2021E0140510

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jan 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18102 E 18TH TER N, INDEPENDENCE, MO 64058-1011
Document Number	0000E31354
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18102 E 18TH TER N INDEPENDENCE MO 640581011, INDEPENDENCE, MO 64058-1011

Mortgage

Document Number	0000E31354
Date	Apr 17, 2020
Instrument	31354E

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 16, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 14, 2017
Property Address	18102 E 18TH TER N, INDEPENDENCE, MO 64058-1011
Document Number	000E103056
Instrument Date	Oct 12, 2017
Instrument	103056E
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18102 E 18TH TER N INDEPENDENCE MO 640581011, INDEPENDENCE, MO 64058-1011

Mortgage

Document Number	E103057
Date	Nov 14, 2017
Instrument	103057E

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,864 (-6.13%) Land $2,996 Building $19,868	$120,340 (-6.12%)
2024	$2,178.00 (+0.88%)
2023	$2,159.00	$24,356 Land $1,406 Building $22,950	$128,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1981–1989)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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