1810 SW 2nd Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1810 SW 2nd Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1991
Lot Size	0.325 acres (14,157 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2023)
Tax Bill	$4,680 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-28-37-35-0050-00360-0050`

Property Details

APN / Parcel Number

Primary APN	`3-28-37-35-0050-00360-0050`
Alternative APN	`R32837350050003600050`

Interior

Full Baths	2 Baths
Building Area	1,664 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	2,771 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,157 sqft (0.325 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Porch	Screened/Unfinished Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1810 SW 2ND AVE
City	OKEECHOBEE
State	FL
Zip	34974-6168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDITION TO SOUTH OKEECHOBEE (PLAT BOOK 1 PAGE 17) LOTS 5 & 6 BLOCK 36
Legal Range	35E
Legal Township	37S
Legal Section	28
Legal Subdivision	FIRST ADDITION TO SOUTH OKEECHOBE
Legal Block	36
Legal Lot Number	5,6
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	5
Census Block	5019
Census Tract	910601

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	608 AMELIA CIR, 2, BELLE GLADE, FL 33430-6515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Jan 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 7, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 16, 2018	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	20236182
Prior Transfer Date	Jul 11, 2008
Prior Transfer Doc	0006620963
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 24, 2023
Property Address	1810 SW 2ND AVE, OKEECHOBEE, FL 34974-6168
Document Number	0000006182
Map Reference	MB 1 PG 17
Instrument Date	May 12, 2023
Instrument	2023006182
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2405 BISHOP BRIDGE ROAD, OKEECHOBEE, FL 39722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 AMELIA CIR APT 2, 2, BELLE GLADE, FL 33430-6515

Mortgage

Document Number	0000006183
Date	May 24, 2023
Instrument	2023006183

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1810 SW 2ND AVE, OKEECHOBEE, FL 34974-6168
Transaction Type	Mortgage
Record Updated	Feb 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 SW 2ND AVE, OKEECHOBEE, FL 34974-6168

Mortgage

Document Number	0000000759
Date	Jan 25, 2023
Instrument	2023000759

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	340 Months
Due	May 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1810 SW 2ND AVE, OKEECHOBEE, FL 34974-6168
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 SW 2ND AVE, OKEECHOBEE, FL 34974-6168

Mortgage

Document Number	2021005851
Date	May 7, 2021
Instrument	2021005851

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 16, 2018
Property Address	1810 SW 2ND AVE, OKEECHOBEE, FL 34974-6168
Document Number	0008051748
Book / Page	0805 / 1748
Map Reference	MB1 PG17
Instrument Date	Mar 29, 2018
Instrument	2018005124
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	OCEANSIDE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1810 SW 2ND AVE, 1810, OKEECHOBEE, FL 34974-6168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9600 NE 272ND ST, OKEECHOBEE, FL 34972-7730

Mortgage

Document Number	2018005125
Date	Apr 16, 2018
Instrument	2018005125

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,680.00 (+55.48%) Homeowner's exemption	$251,535 (+52.22%)	$252,657 (+5.64%) Land $44,100 Building $208,557
2023	$3,010.00 (+2.98%) Homeowner's exemption	$165,243 (+3%)	$239,176 (+17.03%) Land $31,360 Building $207,816
2022	$2,923.00 Homeowner's exemption	$160,430	$204,376 Land $22,050 Building $182,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	10 (2004–2012)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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