1810 Pine Street Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1810 Pine Street Rd, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 2000
Square Footage	1,296 sqft Gross Area
Lot Size	221,720 sqft (5.09 acres)
Garage	768 sqft
Occupancy	Owner Occupied
Tax Bill	$1,988.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`465-0010-04761`
Alternative APN	`905329`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	2 Rooms
Building Area	1,296 sqft Gross Area
1st Floor	1,152 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	221,720 sqft (5.09 acres)
Garage Area	768 sqft Garage

Exterior Amenities

Porch	1 Porch
Porch Area	192 sqft Porch
Sauna	Sauna
Cabin/Rustic Dwelling	240 sqft Cabin
Storage Building	96 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	905329
Street Address	1810 PINE STREET RD
City	ELY
State	MN
Zip	55731-8249
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E 340 FT OF S 650 FT OF SW1/4 OF SE1/4 SERIAL #
Legal Range	12W
Legal Township	62N
Legal Section	33
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Minor Civil Division	MORSE
Census Blockgroup	1
Census Block	1080
Census Tract	15401

Owner

Source: St. Louis County records · APN 465-0010-04761

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 934, ELY, MN 55731-0934
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST
Jul 09, 2021	Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1810 PINE STREET RD, ELY, MN 55731-8249
Transaction Type	Mortgage
Record Updated	Oct 06, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001517810
Date	Sep 10, 2025
Instrument	1517810

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	ELY, MN 55731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Aug 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 09, 2021
Property Address	1810 PINE STREET RD, ELY, MN 55731-8249
Document Number	0001418537
Instrument Date	Jun 18, 2021
Instrument	1418537
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$141.90
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9910 BRIAR RD APT 409, 409, BLOOMINGTON, MN 55437-2295

Mortgage

Document Number	0001418538
Date	Jul 09, 2021
Instrument	1418538

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 01, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1810 PINE STREET RD, ELY, MN 55731-8249
Document Number	00A1368319
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1810 PINE STREET RD ELY MN 557318249, ELY, MN 55731-8249

Mortgage

Document Number	00A1368319
Date	Nov 22, 2019
Instrument	A1368319

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,988.00 (+1.02%) Homeowner's exemption
2025	$1,968.00 (-4.84%) Homeowner's exemption	$314,300 (+15.04%) Land $59,600 Building $254,700	$314,300 (+15.04%) Land $59,600 Building $254,700
2024	$2,068.00	$273,200 (+21.64%) Land $56,200 Building $217,000	$273,200 (+21.64%) Land $56,200 Building $217,000
2022		$224,600 Land $46,800 Building $177,800	$224,600 Land $46,800 Building $177,800

Flood & Wildfire

1810 Pine Street Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 65th percentile of exposed land nationally · 87th in Minnesota
Wildfire Likelihood	Moderate — about 1 in 459 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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