1810 N Summit St, Wheaton, IL 60187 Property Records

DuPage County property record for 1810 N Summit St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,766 sqft · built 1974
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Mar 2022)
Tax Bill	$9,629 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-10-104-026`

Property Details

APN / Parcel Number

Primary APN	`05-10-104-026`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,766 sqft Living Area
Basement Area	379 sqft
Finished Basement	379 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	29.7 ft deep x 10 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1810 N SUMMIT ST
City	WHEATON
State	IL
Zip	60187-3354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MC INTOSH WHEATON FARMS ALL
Legal Subdivision	MC INTOSH WHEATON FARMS
Legal Block	4
Legal Lot Number	7
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1012
Census Tract	841901

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1810 N SUMMIT ST, WHEATON, IL 60187-3354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 5, 2021	Deed, Transfer · Line of Credit INNOVA BM CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Nov 5, 2021 · Amount on Record
Deed Document Number	202224497
Prior Transfer Date	Aug 18, 2009
Prior Transfer Doc	0000138216
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 8, 2022
Property Address	1810 N SUMMIT ST, WHEATON, IL 60187-3354
Document Number	0000024497
Map Reference	DOC 175034
Instrument Date	Feb 23, 2022
Instrument	R2022-024497
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1810 N SUMMIT ST, WHEATON, IL 60187-3354

Mortgage

Document Number	0000024498
Date	Mar 8, 2022
Instrument	R2022-024498

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.7%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 5, 2021
Property Address	1810 N SUMMIT ST, WHEATON, IL 60187-3354
Document Number	0000162752
Map Reference	DOC 175034
Instrument Date	Oct 25, 2021
Instrument	R2021-162752
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1403 E THOMAS RD, 1403, WHEATON, IL 60187-3369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 PLUM CT, DOWNERS GROVE, IL 60515-1325

Mortgage

Document Number	0000162753
Date	Nov 5, 2021
Instrument	R2021-162753

Lender

Name	INNOVA BM CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,629.00 (+19.36%)	$166,978 (+43.34%) Land $52,411 Building $114,567	$500,934 (+43.34%) Land $157,233 Building $343,701
2022	$8,067.00	$116,490 Land $42,040 Building $74,450	$349,470 Land $126,120 Building $223,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-LIBERTY RIDGE EAST private · serves 320 people · EPA ID IL0437500
Water Source	Purchased surface water from GLEN ELLYN
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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