El Dorado County property record for 1810 Muddy Ln, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,768 sqft · built 1986 |
| Lot Size | 1.33 acres (58,370 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Dec 2014) |
| Tax Bill | $4,536 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-160-047-000 |
| Primary APN | 098-160-047-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 1,768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Manufactured |
| Lot Area | 58,370 sqft |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,768 sqft |
| Cooling System | Central |
|---|---|
| Water Source | Well |
| Street Address | 1810 MUDDY LN |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-9176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | SEC 33 10 11 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 31504 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1810 MUDDY LN, PLACERVILLE, CA 95667-9176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2014 · Amount on Record |
| Deed Sale | Dec 29, 2014 · Amount on Record |
| Prior Sale | Nov 18, 2009 · Amount on Record |
| Deed Document Number | 201453281 |
| Last Transfer Date | Sep 20, 2016 |
| Transfer Doc | 0000045274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jul 8, 2026 |
| Property Address | 1810 MUDDY LN, PLACERVILLE, CA 95667-9176 |
| Document Number | 0000022410 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 202622410 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1810 MUDDY LN, PLACERVILLE, CA 95667-9176 |
| Document Number | 0000022410, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 202622410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Oak Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $429,046 (+2%) Land $116,451 Building $312,595 | |
| 2025 | $4,536.00 (+2.07%) | $420,634 (+4.04%) Land $114,168 Building $306,466 |
| 2024 | $4,444.00 (+2.07%) | |
| 2023 | $4,354.00 (+1.49%) | $404,302 Land $109,736 Building $294,566 |
| 2022 | $4,290.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1995–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Rocky Ridge Wireless, T-Mobile, Verizon, Zeta Broadband.
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