1810 Merchant St, Abilene, TX 79603 Property Records

Taylor County property record for 1810 Merchant St, Abilene, TX 79603

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,452 sqft · built 1941
Lot Size0.241 acres (10,500 sqft)
OwnerCompany Name on File
Last Sale$51,100 (Jan 2006)
Tax Bill$2,915 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20500038800

Property Details

APN / Parcel Number

Primary APN20500038800
Alternative APN
  • 12005

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,452 sqft Living Area
1st Floor Area1,452 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area333 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address1810 MERCHANT ST
CityABILENE
StateTX
Zip79603-3639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLEGE HEIGHTS, BLOCK 49, LOT 4 & N/2 OF 5
Legal SubdivisionCOLLEGE HEIGHTS
Legal Block49
Legal Lot Number4
JurisdictionTAYLOR TX
Township / Civil DivisionABILENE
Census Block Group1
Census Block1040
Census Tract10400

Owner

1810 Merchant St is owned by a company that bought it in January 2006.

Source: Taylor County records, as of August 11, 2026

Owner of RecordCompany Name on File
Mailing Address1701 S 32ND ST, ABILENE, TX 79602-6705
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2022Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK NA
Sep 13, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2006 · Amount on File
Deed SaleJan 23, 2006 · Amount on File
Prior SaleMay 11, 2005 · Amount on File
Deed Document Number20061187
Deed Book / Page3187 / 282
Prior Transfer DateMay 3, 2005
Prior Transfer Doc0030920463
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAYLOR TX
Property Address1810 MERCHANT ST, ABILENE, TX 79603-3639
Transaction TypeMortgage
Record UpdatedJan 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024375
DateDec 7, 2022
Instrument2022-00024375
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressABILENE, TX 79604
Agreement
TypeLine of Credit
AmountAmount on Record
Term6 Months
DueJun 2, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAYLOR TX
Property Address1810 MERCHANT ST, ABILENE, TX 79603-3639
Document Number0000018021
Instrument DateSep 13, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address1810 MERCHANT ST ABILENE TX 796033639, ABILENE, TX 79603-3639

Mortgage

Document Number0000018021
DateSep 28, 2020
Instrument18021
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term240 Months
DueSep 27, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1810 Merchant St was $2,915.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityAbilene City
CountyTaylor County
Unified School DistrictAbilene Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$128,560 (-0.07%) Land $12,600 Building $115,960$128,560 (-0.07%) Land $12,600 Building $115,960
2025$2,915.00$128,648 (+12.32%) Land $12,600 Building $116,048$128,648 (+2.81%) Land $12,600 Building $116,048
2024$114,535 (+2%) Land $3,675 Building $121,453$125,128 (+31.1%) Land $3,675 Building $121,453
2023$2,200.00 (-12.28%)$95,446 Land $3,675 Building $91,771$95,446 Land $3,675 Building $91,771
2022$2,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1810 Merchant St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1810 Merchant St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ABILENE
serves 130,501 people · EPA ID TX2210001
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100

May also be available: T-Mobile, Verizon.

Nearby Properties on Merchant St

Nearby Streets

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