1810 Hilltop Rd, Elgin, IL 60120 Property Records

Cook County property record for 1810 Hilltop Rd, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,038 sqft · built 1987
Lot Size	1.85 acres (80,978 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,000 (Sep 2023)
Tax Bill	$11,162 (2023)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-105-004`

Property Details

APN / Parcel Number

Primary APN	`06-16-105-004`
Alternative APN	`06-16-105-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,038 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	80,978 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1810 HILLTOP RD
City	ELGIN
State	IL
Zip	60120-7414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(ROLLING) (KNOLLS) ESTATE (UNIT2) SUB IN SEC 16-41-09
Legal Range	09E
Legal Township	41N
Legal Section	16
Legal Subdivision	ROLLING KNOLLS ESTATE UNIT2
Legal Lot Number	46,47
Legal Unit	2
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1008
Census Tract	804314

Owner

Source: Cook County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1810 HILLTOP RD, ELGIN, IL 60120-7414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2023 · Amount on Record
Deed Sale	Sep 20, 2023 · Amount on Record
Prior Sale	Oct 25, 1996 · Amount on Record
Deed Document Number	202313315
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 20, 2023
Property Address	1810 HILLTOP RD, ELGIN, IL 60120-7414
Document Number	0026313315
Instrument Date	Aug 14, 2023
Instrument	2326313315
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1810 HILLTOP RD, ELGIN, IL 60120-7414

Mortgage

Document Number	0026313316
Date	Sep 20, 2023
Instrument	2326313316

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

Mortgage

Document Number	0026313317
Date	Sep 20, 2023
Instrument	2326313317

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 5, 2038

Interest

Rate Type	Fixed Rate
Rate	7.49%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,000 (+26.1%) Land $29,476 Building $28,524	$580,000 (+26.1%) Land $294,760 Building $285,240
2023	$11,162.00 (+3.44%)
2022	$10,791.00 (-5.57%)	$45,997 (+13.74%) Land $22,997 Building $23,000	$459,970 (+13.74%) Land $229,970 Building $230,000
2021	$11,428.00 Homeowner's exemption	$40,440 Land $22,268 Building $18,172	$404,400 Land $222,680 Building $181,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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