1810 Highland Rd, Ely, IA 52227 Property Records

Linn County property record for 1810 Highland Rd, Ely, IA 52227

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,056 sqft · built 1978
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Jul 2021)
Tax Bill$3,484 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Feb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN18304-54006-00000

Property Details

APN / Parcel Number

Primary APN18304-54006-00000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
Basement Area1,056 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions100 ft deep x 84 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area175 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1810 HIGHLAND RD
CityELY
StateIA
Zip52227-9563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLSIDE 2ND LOT 13
Legal Range6W
Legal Township82N
Legal Section30
Legal SubdivisionHILLSIDE 2ND
Legal Lot Number13
JurisdictionLINN IA
Township / Civil DivisionPUTNAM
Census Block Group3
Census Block3022
Census Tract10700

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 344, ELY, IA 52227-0344
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Warranty Deed, Transfer · Conventional Mortgage
HILLS BANK AND TRUST CO
Feb 7, 2018Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2021 · Amount on Record
Deed SaleJul 28, 2021 · Amount on Record
Prior SaleDec 8, 2014 · Amount on Record
Deed Book / Page11095 / 166
Prior Transfer DateJan 22, 2016
Prior Transfer Doc0094550125
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINN IA
Recording DateJul 28, 2021
Property Address1810 HIGHLAND RD, ELY, IA 52227-9563
Document Number0011095166
Book / Page11095 / 166
Instrument DateJul 22, 2021
Transaction TypeTransfer
Record UpdatedAug 17, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$319.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1810 HIGHLAND RD, ELY, IA 52227-9563

Mortgage

Document Number0011095168
DateJul 28, 2021
Instrument11095/168
Lender
NameHILLS BANK AND TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateAug 1, 2028
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change4.65%
Index1-Year CMT
Margin3
Max Rate8.62%

Mortgage

Document Number, 0011095182
DateJul 28, 2021
Book Page11095/182
Lender
NameHILLS BANK AND TRUST CO
TypeBank
AddressHOMESTEAD, IA 52236
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Property Address1810 HIGHLAND RD, ELY, IA 52227-9563
Document Number0100380513
Book / Page010038 / 000513
Instrument DateFeb 7, 2018
Transaction TypeMortgage
Record UpdatedFeb 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1810 HIGHLAND RD ELY IA 522279563, ELY, IA 52227-9563

Mortgage

Document Number0100380513
DateFeb 14, 2018
Book Page010038/000513
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 13, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIowa
CountyLinn County
MunicipalityEly City
Unified School DistrictCollege Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$229,200 (-) Land $23,700 Building $205,500$229,200 (-) Land $23,700 Building $205,500
2025$3,484.00 (+2.41%)$229,200 (+5.38%) Land $23,700 Building $205,500$229,200 (+5.38%) Land $23,700 Building $205,500
2024$3,402.00 (+7.66%)
2023$217,500 Land $23,700 Building $193,800$217,500 Land $23,700 Building $193,800
2022$3,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1990–2016)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2016 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELY WATER SUPPLY
serves 2,328 people · EPA ID IA5728018
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
South Slope Cooperative Telephone Company
Fiber
10,000 / 10,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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