1810 Heritage Dr, Merced, CA 95341 Property Records

Merced County property record for 1810 Heritage Dr, Merced, CA 95341

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,336 sqft · built 1988
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$84,500 (Sep 2013)
Tax Bill	$1,909 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2017 Mortgage
Flood Zone	Zone AO (high risk)
APN	`059-542-002-000`

Property Details

APN / Parcel Number

Primary APN	`059-542-002-000`
Alternative APN	`059-542-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,336 sqft Living Area
Gross Area	1,212 sqft
1st Floor Area	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Other
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Attached
Garage Area	272 sqft
Parking Spaces	1 Parking Space
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	059-542-002
Street Address	1810 HERITAGE DR
City	MERCED
State	CA
Zip	95341-5566
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RPD
Legal Description	HERITAGE PK LOT 2
Legal Subdivision	HERITAGE PARK
Legal Lot Number	2
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1011
Census Tract	1501

Owner

1810 Heritage Dr, a residential property, is owned and occupied by an individual who bought it in September 2013.

Source: Merced County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1810 HERITAGE DR, MERCED, CA 95341-5566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2013 · Amount on File
Deed Sale	Sep 20, 2013 · Amount on File
Prior Sale	Jul 16, 2008 · Amount on File
Deed Document Number	201334019
Prior Transfer Date	Jul 24, 2013
Prior Transfer Doc	0000034020
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Jul 28, 2026
Property Address	1810 HERITAGE DR, MERCED, CA 95341-5566
Document Number	0000020137
Instrument Date	Jul 24, 2026
Instrument	202620137
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	3460 STATION AVE, ATWATER, CA 95301-9526

Mortgage

Document Number	0000020137,
Date	Jul 28, 2026
Instrument	202620137

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1810 HERITAGE DR, MERCED, CA 95341-5566
Document Number	0000024281
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2163 CORONADO AVE MERCED CA 953484051, MERCED, CA 95348-4051

Mortgage

Document Number	0000024281
Date	Jul 31, 2017
Instrument	24281

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1810 Heritage Dr was $1,909.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$170,650 (+2%) Land $18,749 Building $151,901
2025	$1,909.00	$167,305 Land $18,382 Building $148,923
2023	$1,448.00 (+1.4%)	$129,598 Land $17,669 Building $111,929
2022	$1,428.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1810 Heritage Dr in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 253 policies
Nearby Flood Policies	253 in force
Nearby Flood Claims	58 (1998–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 16 claims Severe Winter Storms And Flooding, Mar 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1810 Heritage Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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