1810 Groveline Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1810 Groveline Rd, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,802 sqft · built 2024
Lot Size0.089 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$388,100 (Apr 2024)
Tax Bill$4,983 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN032631352200010650

Property Details

APN / Parcel Number

Primary APN032631352200010650

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,802 sqft Heated Area
Gross Area2,483 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,920 sqft (0.089 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1810 GROVELINE RD
CitySAINT CLOUD
StateFL
Zip34771-8338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAMELIA GROVES PH 1 PB 32 PGS 9-14 LOT 65
Legal Phase1
Legal Lot Number65
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2006
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1810 GROVELINE RD, SAINT CLOUD, FL 34771-8338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2024 · Amount on Record
Deed SaleApr 16, 2024 · Amount on Record
Deed Document Number2024049243
Deed Book / Page6583 / 2893
Record UpdatedJun 8, 2026

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 16, 2024
Property Address1810 GROVELINE RD, SAINT CLOUD, FL 34771-8338
Document Number0065832893
Book / Page6583 / 2893
Map ReferenceMB 32 PGS 9
Instrument DateApr 10, 2024
Instrument2024049243
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, PGP TTL OF FL INC DBA PGP TT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,716.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1810 GROVELINE RD, SAINT CLOUD, FL 34771-8338

Mortgage

Document Number2024049244
DateApr 16, 2024
Instrument2024049244
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,983.00 (+882.84%) Homeowner's exemption$321,300 (+542.6%) Land $60,000 Building $261,300$321,300 (+542.6%) Land $60,000 Building $261,300
2023$507.00 (+45.27%)$50,000 (+1%) Land $50,000$50,000 (+1%) Land $50,000
2022$349.00$25,000 Land $25,000$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims5 (1994–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

May also be available: CenturyLink.

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