1810 E Jefferson St, Franklin, IN 46131 Property Records

Johnson County property record for 1810 E Jefferson St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,481 sqft · built 2005
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$377,720 (Mar 2026)
Tax Bill	$2,663 (2025)
Deeds & Mortgages	Dec 2005 Mortgage Aug 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`41001815004/08`

Property Details

APN / Parcel Number

Primary APN	`41001815004/08`
Alternative APNs	`41-07-18-033-046.003-018` `00001075551`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,481 sqft Living Area
1st Floor Area	1,481 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	153 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001075551
Street Address	1810 E JEFFERSON ST
City	FRANKLIN
State	IN
Zip	46131-7279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEFFERSON GARDENS PT LOT 4 A MP FRANKLIN COMMUNI
Legal Subdivision	JEFFERSO GARDENS
Legal Lot Number	4
Jurisdiction	JOHNSON IN
Township / Civil Division	NEEDHAM
Census Block Group	2
Census Block	2010
Census Tract	611100

Owner

1810 E Jefferson St is owned and occupied by two individuals who bought it in March 2026.

Source: Johnson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1810 E JEFFERSON ST, FRANKLIN, IN 46131-7279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2005	Deed of Trust, Mortgage · Conventional Mortgage IRWIN UNION BANK FSB
Aug 12, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Mar 25, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 25, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 28, 2023	Warranty Deed, Transfer
Aug 22, 2023	Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE CO INC
Mar 31, 2009	Warranty Deed, Transfer MVP NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026 · Amount on File
Deed Sale	Mar 25, 2026 · Amount on File
Prior Sale	Aug 28, 2023
Deed Document Number	20265973
Prior Transfer Date	Aug 21, 2023
Prior Transfer Doc	2023013481
Record Updated	Oct 29, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1810 E JEFFERSON ST, FRANKLIN, IN 46131-7279
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005034568
Date	Dec 13, 2005
Instrument	2005-034568

Lender

Name	IRWIN UNION BANK FSB
Type	Bank
Address	COLUMBUS, IN 47202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2035

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1810 E JEFFERSON ST, FRANKLIN, IN 46131-7279
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024012897
Date	Aug 12, 2024
Instrument	2024-012897

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2054

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Mar 25, 2026
Property Address	1810 E JEFFERSON ST, FRANKLIN, IN 46131-7279
Document Number	2026005973
Map Reference	IN 2004028294
Instrument Date	Mar 19, 2026
Instrument	2026-005973
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 E JEFFERSON ST, FRANKLIN, IN 46131-7279

Mortgage

Document Number	2026005974
Date	Mar 25, 2026
Instrument	2026-005974

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Mar 25, 2026
Property Address	1810 E JEFFERSON ST, FRANKLIN, IN 46131-7279
Document Number	2026005973
Map Reference	IN 2004028294
Instrument Date	Mar 19, 2026
Instrument	2026-005973
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 E JEFFERSON ST, FRANKLIN, IN 46131-7279

Mortgage

Document Number	2026005974
Date	Mar 25, 2026
Instrument	2026-005974

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Aug 28, 2023
Property Address	1810 E JEFFERSON ST, FRANKLIN, IN 46131-7279
Document Number	2023013481
Map Reference	PC D PG 493 A&B
Instrument Date	Aug 21, 2023
Instrument	2023-013481
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 E JEFFERSON ST, FRANKLIN, IN 46131-7279

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Aug 22, 2023
Property Address	1810 E JEFFERSON ST, FRANKLIN, IN 46131-7279
Document Number	2023013023
Map Reference	PC D PG 493 A&B
Instrument Date	Aug 21, 2023
Instrument	2023-013023
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 E JEFFERSON ST, FRANKLIN, IN 46131-7279

Mortgage

Document Number	2023013024
Date	Aug 22, 2023
Instrument	2023-013024

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

March 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Mar 31, 2009
Property Address	1810 E JEFFERSON ST, FRANKLIN, IN 46131-7279
Document Number	2009006832
Map Reference	CAB D PG493 A&B
Instrument Date	Feb 19, 2009
Instrument	2009-006832
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	MVP NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 CARRIAGE LN, FRANKLIN, IN 46131-9714

Tax Assessment & Valuation

The 2025 property tax bill for 1810 E Jefferson St was $2,663 with a homeowner's exemption, up 6.9% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Needham Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,663.00 (+6.9%) Homeowner's exemption	$263,000 Land $35,500 Building $227,500	$263,000 Land $35,500 Building $227,500
2024	$2,491.00 (+3.32%)
2023	$2,411.00 (+7.39%)	$217,300 (+8%) Land $35,500 Building $181,800	$217,300 (+8%) Land $35,500 Building $181,800
2022	$2,245.00	$201,200 Land $21,100 Building $180,100	$201,200 Land $21,100 Building $180,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1810 E Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1810 E Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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