1810 E Central Ave, Miami, OK 74354 Property Records

Ottawa County property record for 1810 E Central Ave, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,962 sqft · built 1978
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,500 (Mar 2022)
Tax Bill	$2,662 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`19310`

Property Details

APN / Parcel Number

Primary APN	`19310`
Alternative APN	`5350-29-028-023-0-017-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Stone
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	388 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19310
Street Address	1810 E CENTRAL AVE
City	MIAMI
State	OK
Zip	74354-5301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR IN SW SW BEG AT PT IN S ROW LN OF E CENTRAL AVE SD PT BEING 23.83' S & 201.43' E OF NW COR OF SW SW, N89*26'E ALG E ROW
Legal Range	23E
Legal Township	28N
Legal Section	29
Legal Subdivision	MIAMI MISC. I
Legal Block	28
Legal Lot Number	23
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2000
Census Tract	574600

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1810 E CENTRAL AVE, MIAMI, OK 74354-5301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 8, 2022	Correction Deed APEX TITLE NORTHEAST OK LLC
Mar 8, 2022	Warranty Deed, Transfer APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC
Mar 8, 2022	Quit Claim Deed, Transfer APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC
Nov 2, 2020	Intrafamily Transfer, Transfer · FHA Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Nov 2, 2020
Deed Document Number	20221196
Deed Book / Page	1156 / 285
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	1810 E CENTRAL AVE, MIAMI, OK 74354-5301
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001160/197
Date	Apr 26, 2022
Book Page	1160/197
Instrument	I-2022-002203

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	OTTAWA OK
Recording Date	Apr 8, 2022
Property Address	1810 E CENTRAL AVE, MIAMI, OK 74354-5301
Document Number	001158/668
Book / Page	1158 / 668
Instrument Date	Mar 8, 2022
Instrument	I-2022-001800
Record Updated	Apr 22, 2022
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1810 E CENTRAL AVE, MIAMI, OK 74354-5301

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Mar 8, 2022
Property Address	1810 E CENTRAL AVE, MIAMI, OK 74354-5301
Document Number	001156/285
Book / Page	1156 / 285
Instrument Date	Mar 8, 2022
Instrument	I-2022-001196
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$372.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1810 E CENTRAL AVE, MIAMI, OK 74354-5301

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Mar 8, 2022
Property Address	1810 E CENTRAL AVE, MIAMI, OK 74354-5301
Document Number	001156/287
Book / Page	1156 / 287
Instrument Date	Mar 8, 2022
Instrument	I-2022-001197
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1810 E CENTRAL AVE, MIAMI, OK 74354-5301

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	Nov 2, 2020
Property Address	1810 E CENTRAL AVE, MIAMI, OK 74354-5301
Document Number	0001121/61
Book / Page	1121 / 61
Instrument Date	Oct 26, 2020
Instrument	2020-004732
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	PROVO ABSTRACT COMPANY, PHOTO ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1810 E CENTRAL AVE, MIAMI, OK 74354-5301

Mortgage

Document Number	2020004733
Date	Nov 2, 2020
Instrument	2020-004733

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,478 (+3%) Land $601 Building $28,877	$258,581 (+3%) Land $5,268 Building $253,313
2025	$2,662.00 (-1.19%) Homeowner's exemption	$28,620 (+1.03%) Land $601 Building $28,019	$251,050 (+1.03%) Land $5,268 Building $245,782
2024	$2,694.00 (+0.19%) Homeowner's exemption	$28,329 (-) Land $552 Building $27,777	$248,500 (-) Land $4,840 Building $243,660
2023	$2,689.00 (+72.59%)	$28,329 (+58.63%) Land $684 Building $27,645	$248,500 (+42.51%) Land $6,000 Building $242,500
2022	$1,558.00 Homeowner's exemption	$17,859 Land $684 Building $17,175	$174,372 Land $6,000 Building $168,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	85 (1986–2019)
Claims Outside the SFHA	5 of 85
Most Recent Claim	Jun 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2019 · 8 claims Severe Storms, Flooding, And Tornadoes, Jul 2007 · 53 claims Severe Storms And Flooding, Apr 1994 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
The Junction Internet Fixed Wireless	100 / 20

May also be available: T-Mobile.

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