181 Wolcott Ave, Middletown, RI 02842 Property Records

Middletown Town property record for 181 Wolcott Ave, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,116 sqft · built 1979
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Aug 2013)
Tax Bill	$6,520 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jan 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`201400236`

Property Details

APN / Parcel Number

Primary APN	`201400236`
Alternative APN	`MIDD M:0115 B:SE L:280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	2,740 sqft
1st Floor Area	1,116 sqft
Basement Area	960 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	201400236
Street Address	181 WOLCOTT AVE
City	MIDDLETOWN
State	RI
Zip	02842-5967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	SE
Legal Lot Number	280
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3028
Census Tract	40400

Owner

181 Wolcott Ave is owned and occupied by two individuals who acquired it in December 2021.

Source: Middletown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 WOLCOTT AVE, MIDDLETOWN, RI 02842-5967
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Jan 5, 2022	Deed, Transfer · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB
Sep 27, 2017	Deed of Trust, Mortgage HOME LN & INVEST BK
May 31, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2013 · Amount on File
Deed Sale	Aug 9, 2013 · Amount on File
Prior Sale	Jun 10, 2011 · Amount on File
Deed Book / Page	1355 / 216
Last Transfer Date	Dec 30, 2021
Transfer Doc	001753-166
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	181 WOLCOTT AVE, MIDDLETOWN, RI 02842-5967
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001723-1
Date	Jun 16, 2021
Book Page	1723/1
Instrument	2172

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	109 Months
Due	Jul 1, 2030

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Jan 5, 2022
Property Address	181 WOLCOTT AVE, MIDDLETOWN, RI 02842-5967
Document Number	001753-166
Book / Page	1753 / 166
Instrument Date	Dec 30, 2021
Instrument	37
Transaction Type	Transfer
Record Updated	Jan 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Investor	Possibly a Property Investor

Mortgage

Document Number	001753-168
Date	Jan 5, 2022
Book Page	1753/168
Instrument	38

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	181 WOLCOTT AVE, MIDDLETOWN, RI 02842-5967
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1533-304
Date	Sep 27, 2017
Book Page	1533/304
Instrument	2398

Lender

Name	HOME LN & INVEST BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	May 31, 2017
Property Address	181 WOLCOTT AVE, MIDDLETOWN, RI 02842-5967
Document Number	1520-91
Book / Page	001520 / 000091
Instrument Date	May 18, 2017
Instrument	1348
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	181 WOLCOTT AVE MIDDLETOWN RI 028425967, MIDDLETOWN, RI 02842-5967

Tax Assessment & Valuation

The 2025 property tax bill for 181 Wolcott Ave was $6,520.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,520.00	$553,000 Land $370,100 Building $182,900	$797,097
2023	$5,197.00 (+4.74%)	$412,800 (-) Land $270,000 Building $142,800
2022	$4,962.00	$412,800 Land $270,000 Building $142,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Wolcott Ave in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	34 (1982–2020)
Claims Outside the SFHA	14 of 34
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 9 claims Severe Storms And Flooding, Apr 2010 · 5 claims Hurricane Bob, Aug 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Wolcott Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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