181 Witt Rd, Bowling Green, KY 42101 Property Records

Warren County property record for 181 Witt Rd, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,455 sqft · built 1978
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Feb 2015)
Tax Bill	$1,097 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049A-70-023`

Property Details

APN / Parcel Number

Primary APN	`049A-70-023`
Alternative APNs	`V0000417` `296038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,455 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	28 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	181 WITT RD
City	BOWLING GREEN
State	KY
Zip	42101-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	KENWAY ESTATES
Legal Lot Number	23
Jurisdiction	WARREN KY
Township / Civil Division	SAND HILL-GIRKIN
Census Block Group	1
Census Block	1013
Census Tract	11701

Owner

181 Witt Rd is owned and occupied by two individuals who bought it in February 2015.

Source: Warren County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 WITT RD, BOWLING GREEN, KY 42101-9635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Line of Credit FRANKLIN BANK
Apr 27, 2022	Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2015 · Amount on File
Deed Sale	Feb 19, 2015 · Amount on File
Prior Sale	Jun 6, 2012 · Amount on File
Deed Document Number	2015875225
Deed Book / Page	1090 / 920
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Recording Date	Oct 6, 2026
Property Address	181 WITT RD, BOWLING GREEN, KY 42101-9635
Document Number	0002423919
Book / Page	3686 / 803
Instrument Date	Sep 23, 2026
Instrument	20262423919
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 WITT RD, BOWLING GREEN, KY 42101-9635

Mortgage

Document Number	0002423919,
Date	Oct 6, 2026
Book Page	3686/803
Instrument	20262423919

Lender

Name	FRANKLIN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 23, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	181 WITT RD, BOWLING GREEN, KY 42101-9635
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3276/457
Date	Apr 27, 2022
Book Page	M3276/457
Instrument	1949328

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 181 Witt Rd was $1,097.

Source: Warren County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,097.00	$124,300	$124,300
2023	$950.00	$105,000	$105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Witt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Witt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
North Central Communications Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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