181 Winterview Dr, Gurley, AL 35748 Property Records

Madison County property record for 181 Winterview Dr, Gurley, AL 35748

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,485 sqft · built 2015
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$629,125 (Jun 2026)
Tax Bill	$1,882 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-07-26-0-000-021.000`

Property Details

APN / Parcel Number

Primary APN	`19-07-26-0-000-021.000`
Alternative APNs	`321560` `615850`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)
Garage Area	925 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	615850
Street Address	181 WINTERVIEW DR
City	GURLEY
State	AL
Zip	35748-9039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 26 T4S R2E COM NE COR SEC 26 TH W 3064.04 FT TH S 1117.03 FT TO S MAR WINTERVIEW DR & POB TH S 12 DEG E 807.34 FT TH S 78
Legal Range	02E
Legal Township	04S
Legal Section	26
Jurisdiction	MADISON AL
Township / Civil Division	GURLEY
Census Block Group	2
Census Block	2021
Census Tract	10902

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	181 WINTERVIEW DR, GURLEY, AL 35748-9039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 8, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Aug 14, 2023 · Amount on Record
Deed Book / Page	2026 / 25786
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	181 WINTERVIEW DR, GURLEY, AL 35748-9039
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 ST LOUIS ST, MADISON, AL 35758-8028

Mortgage

Document Number	0000133492
Date	Aug 14, 2023
Book Page	MTG 2023/133492

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jun 8, 2026
Property Address	181 WINTERVIEW DR, GURLEY, AL 35748-9039
Document Number	2026025786
Book / Page	2026 / 25786
Instrument Date	Jun 8, 2026
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$63,542.13
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 WINTERVIEW DR, GURLEY, AL 35748-9039

Mortgage

Document Number	2026123883,
Date	Jun 8, 2026
Book Page	2026/123883

Lender

Name	MORTGAGE ONE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,882.00
2025	$1,882.00 (+36.87%) Homeowner's exemption	$53,580 (+35.03%) Land $8,400 Building $45,180	$535,800 (+35.06%) Land $84,000 Building $451,800
2023	$1,375.00 (+12.8%) Homeowner's exemption	$39,680 (+12.47%) Land $8,400 Building $31,280	$396,700 (+12.51%) Land $84,000 Building $312,700
2022	$1,219.00 Homeowner's exemption	$35,280 Land $6,600 Building $28,680	$352,600 Land $66,000 Building $286,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENS CROSSROADS WATER AUTHORITY serves 13,569 people · EPA ID AL0000897
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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