181 Winchester Rd, Clever, MO 65631 Property Records

Christian County property record for 181 Winchester Rd, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,482 sqft · built 2005
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Oct 2021)
Tax Bill	$1,573 (2024)
Deeds & Mortgages	Jul 2018 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.8-28-0-0-1.011`

Property Details

APN / Parcel Number

Primary APN	`9-0.8-28-0-0-1.011`
Alternative APN	`09-0.8-28-000-000-001.011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	181 WINCHESTER RD
City	CLEVER
State	MO
Zip	65631-6721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR C 2 SEC SE4 NE4 N410 W280 TO POB. W240 N550 E250 S TO POB.
Legal Range	23W
Legal Township	27N
Legal Section	28
Legal Subdivision	CLEVER OUT
Legal Tract	C
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1031
Census Tract	20102

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 WINCHESTER RD, CLEVER, MO 65631-6721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage · FHA Mortgage TIB THE INDEPENDENT BANKERSBANK
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage SPRINGFIELD FIRST COMMUNITY BANK
Jul 31, 2018	Deed of Trust, Mortgage · FHA Mortgage TIB THE INDEPENDENT BANKERSBANK
Oct 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MID MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	202118404
Deed Book / Page	2021 / 18244
Last Transfer Date	Sep 13, 2022
Transfer Doc	0000010125
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	181 WINCHESTER RD, CLEVER, MO 65631-6721
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201808918
Date	Jul 11, 2018
Book Page	2018/08918
Instrument	2018L09017

Lender

Name	TIB THE INDEPENDENT BANKERSBANK
Type	Bank
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 5, 2021
Property Address	181 WINCHESTER RD, CLEVER, MO 65631-6721
Document Number	0202118244
Book / Page	2021 / 18244
Instrument Date	Sep 30, 2021
Instrument	2021L18404
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 WINCHESTER RD, CLEVER, MO 65631-6721

Mortgage

Document Number	2021L18405
Date	Oct 5, 2021
Instrument	2021L18405

Lender

Name	SPRINGFIELD FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	181 WINCHESTER RD, CLEVER, MO 65631-6721
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201809926
Date	Jul 31, 2018
Book Page	2018/09926
Instrument	2018L10032

Lender

Name	TIB THE INDEPENDENT BANKERSBANK
Type	Bank
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 8, 2020
Property Address	181 WINCHESTER RD, CLEVER, MO 65631-6721
Document Number	0202016631
Book / Page	2020 / 16631
Instrument Date	Oct 1, 2020
Instrument	2020L16788
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	HOGAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 WINCHESTER RD, CLEVER, MO 65631-6721

Mortgage

Document Number	2020L16789
Date	Oct 8, 2020
Instrument	2020L16789

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,660 (+5.82%)	$156,100 (+5.83%) Land $35,000 Building $121,100
2024	$1,573.00
2023		$28,030	$147,500 Land $35,000 Building $112,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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