Carteret County property record for 181 White Oak Bluff Rd, Stella, NC 28582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,504 sqft · built 1998 |
| Lot Size | 0.494 acres (21,519 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $5,000 (Dec 2016) |
| Tax Bill | $1,134 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5367.04.61.2051000 |
| Primary APN | 5367.04.61.2051000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,504 sqft Heated Area |
| Gross Area | 2,548 sqft |
| 1st Floor Area | 1,504 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,519 sqft (0.494 acres) |
| Lot Dimensions | 227 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 67745 |
|---|---|
| Street Address | 181 WHITE OAK BLUFF RD |
| City | STELLA |
| State | NC |
| Zip | 28582-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L6 S2 WHITE OAK BLUFF |
| Legal Subdivision | WHITE OAK BLUFF |
| Legal Block | 61 |
| Legal Lot Number | 6 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970801 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 181 WHITE OAK BLUFF RD, STELLA, NC 28582-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2016 · Amount on Record |
| Deed Sale | Dec 21, 2016 · Amount on Record |
| Prior Sale | Nov 4, 2015 · Amount on Record |
| Deed Document Number | 20161562389 |
| Deed Book / Page | 1562 / 389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 181 WHITE OAK BLUFF RD, STELLA, NC 28582-9707 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0017120354 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 1712/354 |
| Instrument | 1712354 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,550 (-) Land $61,222 Building $239,328 | $300,550 (-) Land $61,222 Building $239,328 | |
| 2025 | $1,134.00 (+9.46%) | $300,550 (+66.92%) Land $61,222 Building $239,328 | $300,550 (+66.92%) Land $61,222 Building $239,328 |
| 2023 | $180,056 Land $42,150 Building $137,906 | $180,056 Land $42,150 Building $137,906 | |
| 2022 | $1,036.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1993–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE only, no 5G reported
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