181 Wethersfield St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 181 Wethersfield St, Rowley, MA 01969 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,632 sqft · built 1979
Lot Size	0.504 acres (21,945 sqft)
Owner	2 Company Names on File
Last Sale	$289,500 (Nov 2011)
Tax Bill	$7,037 (2025)
Deeds & Mortgages	Aug 2022 Refinance May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0017 B:0027 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0017 B:0027 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	3,076 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Logs
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	21,945 sqft (0.504 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	181 WETHERSFIELD ST
City	ROWLEY
State	MA
Zip	01969-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	27
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1044
Census Tract	270100

Owner

Source: Essex County and Rowley Town records · APN ROWL M:0017 B:0027 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	181 WETHERSFIELD ST, ROWLEY, MA 01969-1711
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
May 31, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 01, 2018	Deed of Trust, Mortgage · VA Mortgage DITECH FINANCIAL LLC
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Oct 11, 2019	Quit Claim Deed, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2011 · Amount on Record
Deed Sale	Nov 30, 2011 · Amount on Record
Prior Sale	Jul 18, 1995 · Amount on Record
Deed Book / Page	30881 / 309
Last Transfer Date	Mar 18, 2025
Transfer Doc	0042646-91
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	181 WETHERSFIELD ST, ROWLEY, MA 01969-1711
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041121-169
Date	Aug 10, 2022
Book Page	41121/169
Instrument	20220810000120

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	181 WETHERSFIELD ST, ROWLEY, MA 01969-1711
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040966-418
Date	May 31, 2022
Book Page	40966/418
Instrument	20220531000250

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2047

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	181 WETHERSFIELD ST, ROWLEY, MA 01969-1711
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36755-582
Date	Jun 01, 2018
Book Page	36755/582
Instrument	180601000080

Lender

Name	DITECH FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 01, 2046

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	181 WETHERSFIELD ST, ROWLEY, MA 01969-1711
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38817-463
Date	Aug 13, 2020
Book Page	38817/463
Instrument	20200813001750

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Oct 11, 2019
Property Address	181 WETHERSFIELD ST, ROWLEY, MA 01969-1711
Document Number	37924-441
Book / Page	37924 / 441
Instrument Date	Oct 03, 2019
Instrument	20191011001000
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 WETHERSFIELD ST, ROWLEY, MA 01969-1711

Mortgage

Document Number	37924-444
Date	Oct 11, 2019
Book Page	37924/444
Instrument	20191011001010

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,037.00 (-0.9%)	$597,900 (+1.87%) Land $261,700 Building $336,200	$593,655
2024	$7,101.00 (+8.56%)	$586,900 (+16.82%) Land $249,200 Building $337,700
2023	$6,541.00	$502,400 Land $216,700 Building $285,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 105 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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