181 Wallace St, Providence, RI 02909 Property Records

Providence City property record for 181 Wallace St, Providence, RI 02909

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,380 sqft · built 1993
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Sep 2025)
Tax Bill	$8,296 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PROV M:104 L:195`

Property Details

APN / Parcel Number

Primary APN	`PROV M:104 L:195`
Alternative APNs	`P:1040195 L:0000` `1311`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,380 sqft Living Area
Gross Area	3,740 sqft
1st Floor Area	1,190 sqft
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1311
Street Address	181 WALLACE ST
City	PROVIDENCE
State	RI
Zip	02909-3815
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Lot Number	195
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	3
Census Block	3001
Census Tract	1602

Owner

181 Wallace St, a duplex, is owned and occupied by two individuals who bought it in September 2025.

Source: Providence City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 WALLACE ST, PROVIDENCE, RI 02909-3815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Warranty Deed, Transfer · Conventional Mortgage THE WASHINGTON TRUST CO OF WESTERLY
Sep 19, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on File
Deed Sale	Sep 4, 2025 · Amount on File
Prior Sale	Sep 19, 2022 · Amount on File
Deed Book / Page	14516 / 96
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Sep 4, 2025
Property Address	181 WALLACE ST, PROVIDENCE, RI 02909-3815
Document Number	0014516-96
Book / Page	14516 / 96
Instrument Date	Sep 3, 2025
Instrument	2025399171
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	181 WALLACE ST, PROVIDENCE, RI 02909-3815

Mortgage

Document Number	2025399172
Date	Sep 4, 2025
Instrument	2025399172

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	014516-112
Date	Sep 4, 2025
Book Page	14516/112
Instrument	2025399173

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Sep 19, 2022
Property Address	181 WALLACE ST, PROVIDENCE, RI 02909-3815
Document Number	013688-237
Book / Page	13688 / 237
Instrument Date	Sep 16, 2022
Instrument	2022331064
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 2ND AVE, WOONSOCKET, RI 02895-4017

Mortgage

Document Number	2022331065
Date	Sep 19, 2022
Instrument	2022331065

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 181 Wallace St was $8,296.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,296.00	$592,600 Land $137,700 Building $454,900	$612,823
2023	$7,648.00 (+4.18%)	$416,800 (+1.07%) Land $87,100 Building $329,700
2022	$7,341.00	$412,400 Land $87,100 Building $325,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Wallace St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 181 Wallace St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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