181 Wading River Ln, Kyle, TX 78640 Property Records

Hays County property record for 181 Wading River Ln, Kyle, TX 78640

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,747 sqft · built 2020
Lot Size	0.657 acres (28,606 sqft)
Owner	2 Individual Names on Record
Last Sale	$621,000 (Nov 2020)
Tax Bill	$15,288 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117774000I034002`

Property Details

APN / Parcel Number

Primary APN	`117774000I034002`
Alternative APN	`R165536`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,747 sqft Living Area
Gross Area	4,421 sqft
1st Floor Area	2,678 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,606 sqft (0.657 acres)
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R165536
Street Address	181 WADING RIVER LN
City	KYLE
State	TX
Zip	78640-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 CREEKS PH 1 SEC 3, BLOCK I, LOT 34, 28606 SQUARE FEET
Legal Subdivision	6 CREEKS PHASE 1 SEC 3
Legal Phase	1
Legal Block	I
Legal Lot Number	34
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1028
Census Tract	10905

Owner

Source: Hays County records, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 WADING RIVER LN, KYLE, TX 78640-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Vendor's Lien, Transfer · Conventional Mortgage CMC HOME LENDING
Apr 17, 2020	Warranty Deed, Transfer PROSPERITY TITLE COMPANY, PROSPERITY TITLE CO
Apr 16, 2020	Loan Modification, Mortgage · Line of Credit TEXAS CAP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	202052156
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	0000052156
Record Updated	Sep 20, 2026

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Nov 16, 2020
Property Address	181 WADING RIVER LN, KYLE, TX 78640-2647
Document Number	0000052156
Map Reference	DOC 19020754
Instrument Date	Nov 13, 2020
Instrument	20052156
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7676 WOODWAY DR STE 104, 7676, HOUSTON, TX 77063-1521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 WADING RIVER LN, KYLE, TX 78640-2647

Mortgage

Document Number	0000052157
Date	Nov 16, 2020
Instrument	20052157

Lender

Name	CMC HOME LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYS TX
Recording Date	Apr 17, 2020
Property Address	181 WADING RIVER LN, KYLE, TX 78640-2647
Document Number	0000014872
Instrument Date	Apr 16, 2020
Instrument	14872
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	PROSPERITY TITLE COMPANY, PROSPERITY TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	7676 WOODWAY DR #104 HOUSTON TX 770631521, 104, HOUSTON, TX 77063-1521
Investor	Possibly a Property Investor

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAYS TX
Property Address	181 WADING RIVER LN, KYLE, TX 78640-2647
Document Number	0000014873
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	PROSPERITY TITLE COMPANY, PROSPERITY TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	7676 WOODWAY DR #104 HOUSTON TX 770631521, 104, HOUSTON, TX 77063-1521
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014873
Date	Apr 17, 2020
Instrument	14873

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 16, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$780,000 (+15.31%) Land $127,440 Building $652,560	$780,000 (-5.49%) Land $127,440 Building $652,560
2024	$15,288.00 (+5.4%)
2023		$676,412 Land $123,900 Building $701,400	$825,300 Land $123,900 Building $701,400
2022	$14,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	7 (2001–2015)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KYLE serves 52,000 people · EPA ID TX1050002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Centric Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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