181 W Prospect St, Jackson, MI 49203 Property Records

Jackson County property record for 181 W Prospect St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,874 sqft · built 1936
Lot Size	0.147 acres (6,403 sqft)
Owner	Company Name on File
Last Sale	$20,250 (Sep 2021)
Tax Bill	$2,835 (2025)
Deeds & Mortgages	Mar 2026 Sale Aug 2025 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-163300000`

Property Details

APN / Parcel Number

Primary APN	`4-163300000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	1,874 sqft Living Area
1st Floor Area	1,207 sqft
Basement Area	889 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	181 W PROSPECT ST
City	JACKSON
State	MI
Zip	49203-4278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 9 BLK 3 HARMON'S ADD
Legal Subdivision	HARMONS ADD
Legal Block	3
Legal Lot Number	9
Legal Unit	9
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2013
Census Tract	1300

Owner

181 W Prospect St is owned by a company that bought it in September 2021.

Source: Jackson County records, as of July 16, 2026

Owner of Record	Company Name on File
Mailing Address	120 W MICHIGAN AVE, JACKSON, MI 49201-1338
Owner Type	Company
Vesting	Government

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Warranty Deed, Transfer BANISTERS LAND ABSTRACT, BARRISTERS LAND ABSTRACT
Aug 20, 2025	Public Action, Foreclosure
Sep 20, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Prior Sale	Sep 17, 2007 · Amount on File
Deed Document Number	20212894358
Deed Book / Page	2196 / 368
Prior Transfer Date	Sep 16, 2021
Prior Transfer Doc	0002894358
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Mar 20, 2026
Property Address	181 W PROSPECT ST, JACKSON, MI 49203-4278
Document Number	0003002258
Book / Page	2279 / 365
Map Reference	LB 4 PG 22
Instrument Date	Mar 9, 2026
Instrument	3002258
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	BANISTERS LAND ABSTRACT, BARRISTERS LAND ABSTRACT

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3537 WOODMUSE CT, HOLIDAY, FL 34691-2515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7900 STONY LAKE RD, JACKSON, MI 49201-7239

August 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	JACKSON MI
Recording Date	Aug 20, 2025
Property Address	181 W PROSPECT ST, JACKSON, MI 49203-4278
Document Number	0002988488
Book / Page	2268 / 895
Instrument Date	Aug 20, 2025
Instrument	2988488
Transaction Type	Foreclosure
Record Updated	May 5, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 W MICHIGAN AVE, JACKSON, MI 49201-1338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3537 WOOD MUSECT, HOLIDAY, FL 34691-2515

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 20, 2021
Property Address	181 W PROSPECT ST, JACKSON, MI 49203-4278
Document Number	0002894358
Book / Page	2196 / 368
Instrument Date	Sep 16, 2021
Instrument	2894358
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 W MICHIGAN AVE, JACKSON, MI 49201-1338

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2023 MEDINAH CIR, ELGIN, IL 60123-6513

Tax Assessment & Valuation

The 2025 property tax bill for 181 W Prospect St was $2,835, down 31.2% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,300 (+16.71%)	$100,600 (+16.71%)
2025	$2,835.00 (-31.24%)	$43,100	$86,200
2024	$4,123.00
2023		$37,300	$74,600
2022	$2,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 W Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 W Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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