181 W Oak Loop, Cedar Creek, TX 78612 Property Records

Bastrop County property record for 181 W Oak Loop, Cedar Creek, TX 78612

Property Summary

Property TypeSingle Family Home
Details1,842 sqft · built 1997
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Feb 2005)
Tax Bill$4,729 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR60073

Property Details

APN / Parcel Number

Primary APNR60073
Alternative APN
  • O0005180

Interior

Stories1 Story
Building Area1,842 sqft Living Area
Gross Area2,490 sqft
1st Floor Area1,842 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2004
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address181 W OAK LOOP
CityCEDAR CREEK
StateTX
Zip78612-3267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBASTROP COUNTY WEST OAKS, BLOCK B, LOT 11, ACRES 1.0000
Legal SubdivisionBASTROP COUNTY WEST OAKS
Legal BlockB
Legal Lot Number11
JurisdictionBASTROP TX
Township / Civil DivisionCEDAR CREEK-RED ROCK
Census Block Group1
Census Block1019
Census Tract950303

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address181 W OAK LOOP, CEDAR CREEK, TX 78612-3267
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2005 · Amount on Record
Deed SaleFeb 14, 2005 · Amount on Record
Deed Document Number20052109
Deed Book / Page1508 / 372
Prior Transfer DateFeb 8, 2005
Prior Transfer Doc1508/372
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address181 W OAK LOOP, CEDAR CREEK, TX 78612-3267
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLINEAR TITLE AGENCY LIMITED, LINEAR TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201713602
DateSep 20, 2017
Instrument201713602
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2037

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictBastrop Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,729.00 (+1.72%) Homeowner's exemption Senior Citizen's exemption$376,226 (-10.01%) Land $160,000 Building $216,226$376,226 (-10.01%) Land $160,000 Building $216,226
2024$4,649.00
2023Homeowner's exemption$418,059 Land $160,000 Building $258,059$418,059 Land $160,000 Building $258,059
2022$4,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 77% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemK & K WATER NORTH
private · serves 318 people · EPA ID TX0110047
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20

May also be available: VTX Communications.

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