Spartanburg County property record for 181 W Main St, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,804 sqft · built 1950 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,000 (Dec 2021) |
| Tax Bill | $2,117 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-19-00-049.00 |
| Primary APN | 5-19-00-049.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| Gross Area | 2,573 sqft |
| 1st Floor Area | 1,804 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Above Road/Slope |
| Porch | Porch |
| Porch Area | 249 sqft |
| Patio Area | 520 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 88613 |
|---|---|
| Street Address | 181 W MAIN ST |
| City | DUNCAN |
| State | SC |
| Zip | 29334-9368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P/O LOT 1 V E MOORE SUB PB 92-819-820 |
| Legal Subdivision | V E MOORE SUB |
| Legal Lot Number | 1 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | WELLFORD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23101 |
181 W Main St is owned and occupied by an individual who bought it in December 2021.
Source: Spartanburg County records, as of April 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 181 W MAIN ST, DUNCAN, SC 29334-9368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Apr 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Dec 30, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on File |
| Deed Sale | Dec 30, 2021 · Amount on File |
| Prior Sale | Aug 23, 2013 · Amount on File |
| Deed Document Number | 202173552 |
| Deed Book / Page | 135-F / 39 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 181 W MAIN ST, DUNCAN, SC 29334-9368 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000040973 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 6152/260 |
| Instrument | 2021-40973 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Apr 13, 2022 |
| Property Address | 181 W MAIN ST, DUNCAN, SC 29334-9368 |
| Document Number | 0000019338 |
| Book / Page | 136-R / 709 |
| Map Reference | MB 92 PG 820 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022-19338 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $689.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 W MAIN ST, DUNCAN, SC 29334-9368 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019339 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 6361/137 |
| Instrument | 2022-19339 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Dec 30, 2021 |
| Property Address | 181 W MAIN ST, DUNCAN, SC 29334-9368 |
| Document Number | 0000073552 |
| Book / Page | 135-F / 39 |
| Map Reference | MB 92 PG 820 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 2021-73552 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $564.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 181 W Main St was $2,117, up 1.6% from the year before.
Source: Spartanburg County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Municipality | Duncan Town |
| Unified School District | Spartanburg School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,117.00 (+1.63%) | $9,444 Land $740 Building $8,704 | $236,100 Land $18,500 Building $217,600 |
| 2024 | $2,083.00 (-0.19%) | ||
| 2023 | $2,087.00 | $9,444 Land $740 Building $8,704 | $236,100 Land $18,500 Building $217,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 181 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 181 W Main St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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