181 W Commerce St, Laurel, IN 47024 Property Records

Franklin County property record for 181 W Commerce St, Laurel, IN 47024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,759 sqft · built 1970
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$123,000 (Jun 2023)
Tax Bill$849 (2025)
Flood ZoneZone X (minimal risk)
APN24-02-09-485-010.000-011

Property Details

APN / Parcel Number

Primary APN24-02-09-485-010.000-011
Alternative APNs
  • 019013007300
  • 00001073242

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,759 sqft Living Area
1st Floor Area1,759 sqft
Basement Area188 sqft
Unfinished Basement187 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001073242
Street Address181 W COMMERCE ST
CityLAUREL
StateIN
Zip47024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAUREL LOT 11 BL 21 PT LOT 12 BL 21
Legal Lot Number11,12
JurisdictionFRANKLIN IN
Township / Civil DivisionLAUREL
Census Block Group1
Census Block1067
Census Tract969900

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address181 COMMERCE ST, LAUREL, IN 47024-5018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2023 · Amount on Record
Deed SaleJun 12, 2023 · Amount on Record
Deed Document Number202315549
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyFranklin County
County SubdivisionLaurel Township
MunicipalityLaurel Town
Unified School DistrictFranklin County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$849.00 (+7.06%) Homeowner's exemption$124,600 (+19.35%) Land $12,700 Building $111,900$124,600 (+19.35%) Land $12,700 Building $111,900
2024$793.00 (+69.44%)
2023$468.00 (+20.93%)$104,400 (+8.64%) Land $12,200 Building $92,200$104,400 (+8.64%) Land $12,200 Building $92,200
2022$387.00$96,100 Land $12,200 Building $83,900$96,100 Land $12,200 Building $83,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims7 (2005–2026)
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAUREL WATER DEPARTMENT
serves 800 people · EPA ID IN5224004
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Mar 2024
Monitoring and Reporting42
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on W Commerce St

Nearby Streets

Search Property Records by Address or Parcel Number