181 Via Lantana, Aptos, CA 95003 Property Records

Santa Cruz County property record for 181 Via Lantana, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1978
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$629,500 (Jun 2002)
Tax Bill	$12,598 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-171-24`

Property Details

APN / Parcel Number

Primary APN	`054-171-24`
Alternative APN	`054-171-24-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	2,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	299 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	181 VIA LANTANA
City	APTOS
State	CA
Zip	95003-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	TRACT 567 LOT 317
Legal Subdivision	TRACT 567 APTOS SEASCAPE
Legal Tract	567
Legal Lot Number	317
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2005
Census Tract	122203

Owner

181 Via Lantana is owned and occupied by two individuals who bought it in June 2002.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 VIA LANTANA, APTOS, CA 95003-5834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2002 · Amount on File
Deed Sale	Jun 28, 2002 · Amount on File
Deed Document Number	200246252
Prior Transfer Date	Sep 2, 1998
Prior Transfer Doc	0000052928
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	181 VIA LANTANA, APTOS, CA 95003-5834
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE CO OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 VIA LANTANA, APTOS, CA 95003-5834

Mortgage

Document Number	0000012891
Date	Apr 21, 2022
Instrument	2022-0012891

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	181 VIA LANTANA, APTOS, CA 95003-5834
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 VIA LANTANA, APTOS, CA 95003-5834

Mortgage

Document Number	0000037340
Date	Jul 14, 2021
Instrument	2021-0037340

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 181 Via Lantana was $12,598.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$948,565 (+2%) Land $602,742 Building $345,823
2025	$12,598.00	$929,967 Land $590,924 Building $339,043
2023	$11,062.00 (+2.19%)	$893,854 Land $567,977 Building $325,877	$1,343,970
2022	$10,825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Via Lantana in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Via Lantana is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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