Middletown Town property record for 181 Valley Rd, Middletown, RI 02842
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,319 sqft · built 1965 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (May 2021) |
| Tax Bill | $5,751 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 202100280 |
| Primary APN | 202100280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,319 sqft Living Area |
| Gross Area | 2,827 sqft |
| 1st Floor Area | 1,319 sqft |
| Basement Area | 1,300 sqft |
| Unfinished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 202100280 |
|---|---|
| Street Address | 181 VALLEY RD |
| City | MIDDLETOWN |
| State | RI |
| Zip | 02842-7220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20A |
| Legal Lot Number | 113 |
| Jurisdiction | MIDDLETOWN RI |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 40302 |
181 Valley Rd is owned and occupied by two individuals who bought it in May 2021.
Source: Middletown Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 VALLEY RD, MIDDLETOWN, RI 02842-7220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2021 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC HOME LOANS INC |
| Feb 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on File |
| Deed Sale | May 20, 2021 · Amount on File |
| Prior Sale | Sep 2, 1977 · Amount on File |
| Deed Document Number | 20211905 |
| Deed Book / Page | 1719 / 98 |
| Transfer Doc | 1549-186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Recording Date | May 20, 2021 |
| Property Address | 181 VALLEY RD, MIDDLETOWN, RI 02842-7220 |
| Document Number | 1719-98 |
| Book / Page | 1719 / 98 |
| Instrument Date | May 20, 2021 |
| Instrument | 1905 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 181 VALLEY RD, MIDDLETOWN, RI 02842-7220 |
| Document Number | 1906 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 1906 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Recording Date | Feb 12, 2018 |
| Property Address | 181 VALLEY RD, MIDDLETOWN, RI 02842-7220 |
| Document Number | 1549-186 |
| Book / Page | 001549 / 000186 |
| Instrument Date | Feb 8, 2018 |
| Instrument | 332 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 VALLEY RD MIDDLETOWN RI 028427220, MIDDLETOWN, RI 02842-7220 |
The 2025 property tax bill for 181 Valley Rd was $5,751.
Source: Middletown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Middletown Town |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,751.00 | $487,800 Land $259,500 Building $228,300 | $644,237 |
| 2023 | $4,225.00 (+4.73%) | $335,600 (-) Land $147,700 Building $187,900 | |
| 2022 | $4,034.00 | $335,600 Land $147,700 Building $187,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Valley Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1978–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Valley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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