181 Valley Brook Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 181 Valley Brook Rd, Dunlap, TN 37327

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,520 sqft · built 2019
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Oct 2020)
Tax Bill	$1,237 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077034 02416`

Property Details

APN / Parcel Number

Primary APN	`077034 02416`
Alternative APN	`034 02416`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,520 sqft Living Area
1st Floor Area	938 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	110,207 sqft (2.53 acres)
Deck Area	192 sqft
Patio Area	60 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	181 VALLEY BROOK RD
City	DUNLAP
State	TN
Zip	37327-4668
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 1
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	2
Census Block Group	1
Census Block	1038
Census Tract	60103

Owner

181 Valley Brook Rd, a mobile home, is owned and occupied by two individuals who bought it in October 2020.

Source: Sequatchie County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 VALLEY BROOK RD, DUNLAP, TN 37327-4668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC
Sep 17, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORP
Jul 18, 2022	Deed of Trust, Mortgage · VA Mortgage TEXANA BANK NA
Dec 19, 2020	Deed of Trust, Mortgage TWENTYFIRST MTG
Oct 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Jan 23, 2006
Deed Document Number	20202434
Deed Book / Page	405 / 463
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	181 VALLEY BROOK RD, DUNLAP, TN 37327-4668
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCORLAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 VALLEY BROOK RD, DUNLAP, TN 37327-4668

Mortgage

Document Number	0000003021
Date	Oct 6, 2025
Book Page	477/1808
Instrument	25003021

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	4343 N SCOTTSDALE RD STE 100, SCOTTSDALE, AZ 85251

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	181 VALLEY BROOK RD, DUNLAP, TN 37327-4668
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002906
Date	Sep 17, 2021
Book Page	427/24
Instrument	21002906

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	181 VALLEY BROOK RD, DUNLAP, TN 37327-4668
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002126
Date	Jul 18, 2022
Book Page	444/424
Instrument	22002126

Lender

Name	TEXANA BANK NA
Type	Bank
Address	TEXARKANA, TX 75503

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	181 VALLEY BROOK RD, DUNLAP, TN 37327-4668
Document Number	0000003282
Instrument Date	Dec 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	181 VALLEY BROOK RD DUNLAP TN 373274668, DUNLAP, TN 37327-4668

Mortgage

Document Number	0000003282
Date	Dec 22, 2020
Book Page	000410/000226
Instrument	3282

Lender

Name	TWENTYFIRST MTG
Type	Mortgage Company
Address	KNOXVILLE, TN 37902

Agreement

Amount	Amount on Record
Term	300 Months
Due	Dec 21, 2045

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Oct 1, 2020
Property Address	181 VALLEY BROOK RD, DUNLAP, TN 37327-4668
Document Number	0000002434
Book / Page	000405 / 000463
Instrument Date	Sep 30, 2020
Instrument	2434
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	181 VALLEY BROOK RD DUNLAP TN 373274668, DUNLAP, TN 37327-4668

Tax Assessment & Valuation

The 2025 property tax bill for 181 Valley Brook Rd was $1,237.

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,237.00	$67,375 Land $6,500 Building $60,875
2023	$1,237.00 (+43.67%)	$67,375 (+91%) Land $6,500 Building $60,875	$269,500 (+91%) Land $26,000 Building $243,500
2022	$861.00	$35,275 Land $4,600 Building $30,675	$141,100 Land $18,400 Building $122,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Valley Brook Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Valley Brook Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 76% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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