181 Two Pond Loop, Ladson, SC 29456 Property Records

Dorchester County property record for 181 Two Pond Loop, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,402 sqft · built 2000
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Mar 2026)
Tax Bill	$1,891 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`154-07-05-003`

Property Details

APN / Parcel Number

Primary APN	`154-07-05-003`
Alternative APN	`R0042141`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,402 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0042141
Street Address	181 TWO POND LOOP
City	LADSON
State	SC
Zip	29456-6917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT 61 SUBD: BROOKHAVEN PH II
Legal Subdivision	BROOKHAVEN
Legal Phase	II
Legal Lot Number	61
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2003
Census Tract	10814

Owner

Source: Dorchester County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	181 TWO POND LOOP, LADSON, SC 29456-6917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed, Transfer · Conventional Mortgage PINNACLE BANK
May 24, 2017	Loan Modification, Mortgage · Conventional Mortgage HERITAGE TR FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Deed Document Number	20265485
Deed Book / Page	16454 / 303
Prior Transfer Date	Feb 6, 2008
Prior Transfer Doc	6524/0151
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Mar 11, 2026
Property Address	181 TWO POND LOOP, LADSON, SC 29456-6917
Document Number	0164540303
Book / Page	16454 / 303
Map Reference	CAB J PG 136
Instrument Date	Mar 9, 2026
Instrument	2026005485
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 TWO POND LOOP, LADSON, SC 29456-6917

Mortgage

Document Number	2026005486
Date	Mar 11, 2026
Instrument	2026005486

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DORCHESTER SC
Property Address	181 TWO POND LOOP, LADSON, SC 29456-6917
Document Number	1236/0347
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 TWO POND LOOP LADSON SC 294566917, LADSON, SC 29456-6917

Mortgage

Document Number	1236/0347
Date	Feb 27, 2018
Book Page	011236/000347
Instrument	4581

Lender

Name	HERITAGE TR FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,891.00	$11,512 (+63.59%) Land $4,560 Building $6,952	$287,808 (+63.6%) Land $114,000 Building $173,808
2024	$1,891.00 (+9.94%)
2023	$1,720.00 (+2.63%)	$7,037 (+10.99%) Land $1,600 Building $5,437	$175,925 (+11.06%) Land $40,000 Building $135,925
2022	$1,676.00	$6,340 Land $1,380 Building $4,960	$158,402 Land $34,500 Building $123,902

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone, Xfinity.

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