181 Two Mile Rd, Howard, PA 16841 Property Records

Centre County property record for 181 Two Mile Rd, Howard, PA 16841

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,742 sqft · built 2017
Lot Size	6.33 acres (275,735 sqft)
Owner	Individual Name on File
Last Sale	$178,350 (Dec 2018)
Tax Bill	$7,090 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-003-,093-,0000`

Property Details

APN / Parcel Number

Primary APN	`14-003-,093-,0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,742 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	275,735 sqft (6.33 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	181 TWO MILE RD
City	HOWARD
State	PA
Zip	16841-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CENTRE PA
Township / Civil Division	WALKER
Census Block Group	2
Census Block	2037
Census Tract	10700

Owner

181 Two Mile Rd is owned and occupied by an individual who bought it in December 2018.

Source: Centre County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	181 TWO MILE RD, HOWARD, PA 16841-4022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERISERV FINANCIAL BANK
Dec 14, 2018	Deed, Transfer · Conventional Mortgage AMERISERV FINANCIAL BANK
Jul 27, 2016	Deed, Transfer
Jan 20, 2006	Corporation Deed, Transfer · Conventional Mortgage NITTANY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018 · Amount on File
Deed Sale	Dec 14, 2018 · Amount on File
Prior Sale	Jul 27, 2016 · Amount on File
Deed Book / Page	2226 / 198
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	181 TWO MILE RD, HOWARD, PA 16841-4022
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02229/0294
Date	Mar 7, 2019
Book Page	2229/0294

Lender

Name	AMERISERV FINANCIAL BANK
Type	Bank
Address	STATE COLLEGE, PA 16803

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Dec 14, 2018
Property Address	181 TWO MILE RD, HOWARD, PA 16841-4022
Document Number	02226/0198
Book / Page	2226 / 0198
Map Reference	VOL 74 PG 196-204
Instrument Date	Dec 7, 2018
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,783.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 TWO MILE RD, HOWARD, PA 16841-4022

Mortgage

Document Number	0002226199
Date	Dec 14, 2018
Instrument	2226/199

Lender

Name	AMERISERV FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2034

July 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Jul 27, 2016
Property Address	181 TWO MILE RD, HOWARD, PA 16841-4022
Document Number	02184/0411
Book / Page	2184 / 0411
Map Reference	VOL74 PG196-204
Instrument Date	Jul 21, 2016
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	178 BRYNWOOD DR, PORT MATILDA, PA 16870-7042

January 2006: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	CENTRE PA
Recording Date	Jan 20, 2006
Property Address	181 TWO MILE RD, HOWARD, PA 16841-4022
Document Number	01917/0850
Book / Page	1917 / 0850
Map Reference	MB74 PG196-204
Instrument Date	Jan 5, 2006
Instrument	000970
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$729.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 RIVER AVE, WILLIAMSPORT, PA 17701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 S HARRISON RD, PLEASANT GAP, PA 16823-3418
Investor	Possibly a Property Investor

Mortgage

Document Number	0019170852
Date	Jan 20, 2006
Instrument	1917/0852

Lender

Name	NITTANY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2016

Tax Assessment & Valuation

The 2026 property tax bill for 181 Two Mile Rd was $7,090.

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Walker Township
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,090.00	$108,580 Land $23,240 Building $85,340
2025			$217,160 Land $46,480 Building $170,680
2024	$6,584.00	$108,580 Land $23,240 Building $85,340
1994			$217,160 Land $46,480 Building $170,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Two Mile Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Two Mile Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALKER TWP WATER ASSN private · serves 3,250 people · EPA ID PA4140120
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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