181 Tree Rd, Centereach, NY 11720 Property Records

Suffolk County and Brookhaven Town property record for 181 Tree Rd, Centereach, NY 11720

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,624 sqft · built 1957
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$380,000 (Dec 2019)
Tax Bill$10,490 (2024)
Deeds & MortgagesMay 2018 Refinance
Dec 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN0200-420.00-06.00-046.000

Property Details

APN / Parcel Number

Primary APN0200-420.00-06.00-046.000
Alternative APNs
  • 472289 420.00-06-046.000
  • 228942000000060460000000
  • 00005922070
  • 0005922070
  • 5922070

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,624 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Account Number5922070
Street Address181 TREE RD
CityCENTEREACH
StateNY
Zip11720-2342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTWOOD VILLAGE 2392 SEC 9 668
Legal SubdivisionEASTWOOD VILLAGE
Legal Block6
Legal Lot Number600
JurisdictionSUFFOLK NY
Township / Civil DivisionBROOKHAVEN
Census Block Group2
Census Block2020
Census Tract158119

Owner

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address181 TREE RD, CENTEREACH, NY 11720-2342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP
Dec 3, 2019Deed, Transfer
May 14, 2018Loan Modification, Consolidation and Extension, Mortgage · VA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2019 · Amount on Record
Deed SaleDec 3, 2019 · Amount on Record
Prior SaleApr 21, 2014 · Amount on Record
Deed Book / Page13038 / 419
Prior Transfer DateAug 23, 2016
Prior Transfer Doc0128840537
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address181 TREE RD, CENTEREACH, NY 11720-2342
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0229300586
DateMay 30, 2018
Book Page22930/586
Instrument18-0098988
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJun 1, 2047

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateDec 3, 2019
Property Address181 TREE RD, CENTEREACH, NY 11720-2342
Document Number0130380419
Book / Page13038 / 419
Instrument DateOct 16, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2018: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address181 TREE RD, CENTEREACH, NY 11720-2342
Document Number0229350745
Instrument DateMay 14, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 TREE RD CENTEREACH NY 117202342, CENTEREACH, NY 11720-2342

Mortgage

Document Number0229350745
DateJun 19, 2018
Book Page022935/000745
Lender
NameFREEDOM MTG
TypeMortgage Company
Address907 PLEASANT VALLEY AVE # 3, MOUNT LAUREL, NJ 08054-1210
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2048
Interest
Rate TypeFixed Rate
Rate5.75%

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionBrookhaven Town
Unified School DistrictMiddle Country Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,350 (-) Land $150 Building $2,200$489,583 (+11,149.61%) Land $28,302 Building $415,094
2024$10,490.00
2023$2,350 Land $150 Building $2,200$4,352 Land $278 Building $4,074

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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