181 Tower Ln, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 181 Tower Ln, Warwick, NY 10990

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,162 sqft · built 2022
Lot Size2.9 acres (126,324 sqft)
Owner2 Company Names on Record
Tax Bill$11,769 (2024)
Deeds & MortgagesJul 2023 Mortgage
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN335489 64-1-54.2

Property Details

APN / Parcel Number

Primary APN335489 64-1-54.2
Alternative APN
  • 64-1-54.2

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,162 sqft Living Area
Gross Area3,182 sqft
1st Floor Area2,162 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Exterior MaterialWood
Lot Area126,324 sqft (2.9 acres)
View / LotRural
Garage TypeAttached
Garage Area675 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerConnected

Location & Zoning

Account Number64-1-54.2
Street Address181 TOWER LN
CityWARWICK
StateNY
Zip10990-3935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code00240
Legal Block1
Legal Lot Number54.20
JurisdictionORANGE NY
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2024
Census Tract14502

Owner

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2724 AMERICAN SADDLER DR, PARK CITY, UT 84060-6897
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Deed of Trust, Mortgage · ARM
WALDEN FEDERAL SAVINGS BANK
Jan 24, 2022Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address181 TOWER LN, WARWICK, NY 10990-3935
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042510
DateJul 12, 2023
Book Page15443/1247
Instrument20230042510
Lender
NameWALDEN FEDERAL SAVINGS BANK
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueAug 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateMay 1, 2029
Index1-Year CMT

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateJan 24, 2022
Property Address181 TOWER LN, WARWICK, NY 10990-3935
Document Number0000005767
Book / Page15141 / 200
Instrument DateNov 22, 2021
Instrument20220005767
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2724 AMERICAN SADDLER DR, PARK CITY, UT 84060-6897

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionWarwick Town
Unified School DistrictWarwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$67,000 (+179.17%) Land $14,200 Building $52,800$797,600 (+207.36%)
2024$11,769.00
2023$24,000 (+6%) Land $14,200 Building $9,800$259,500 (+87.77%) Land $153,537 Building $105,963
2022$15,000 Land $14,200 Building $800$138,200 Land $130,829 Building $7,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1987)
Most Recent ClaimSep 1987 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 98.6% of New York
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alteva of Warwick
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35

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