Dorchester County property record for 181 Thames Ave, Summerville, SC 29485
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,445 sqft · built 1992 |
| Lot Size | 0.38 acres (16,549 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $298,000 (May 2024) |
| Tax Bill | $7,593 (2025) |
| Deeds & Mortgages | May 2024 Mortgage May 2024 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 144-15-01-013 |
| Primary APN | 144-15-01-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,445 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 16,549 sqft (0.38 acres) |
| Garage Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0028223 |
|---|---|
| Street Address | 181 THAMES AVE |
| City | SUMMERVILLE |
| State | SC |
| Zip | 29485-3482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR-5_SV |
| Legal Description | LOT 12B&13 SUBD: NEWINGTON GARDENS PH 0 |
| Legal Subdivision | NEWINGTON GARDENS |
| Legal Phase | 1 |
| Legal Lot Number | 12B&13 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10505 |
Source: Dorchester County records, as of November 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 181 THAMES AVE, SUMMERVILLE, SC 29485-3482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC COAST MORTGAGE |
| May 7, 2024 | Deed, Transfer |
| May 6, 2024 | Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE |
| Dec 2, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on Record |
| Deed Sale | May 30, 2024 · Amount on Record |
| Prior Sale | May 7, 2024 · Amount on Record |
| Deed Document Number | 202410821 |
| Deed Book / Page | 15318 / 52 |
| Prior Transfer Date | Nov 26, 2019 |
| Prior Transfer Doc | 0122100142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 181 THAMES AVE, SUMMERVILLE, SC 29485-3482 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0152780052 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 15278/52 |
| Instrument | 2024008971 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 5, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | May 7, 2024 |
| Property Address | 181 THAMES AVE, SUMMERVILLE, SC 29485-3482 |
| Document Number | 0152780280 |
| Book / Page | 15278 / 280 |
| Map Reference | CAB I SL 378 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 2024008999 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $774.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 THAMES AVE, SUMMERVILLE, SC 29485-3482 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | May 6, 2024 |
| Property Address | 181 THAMES AVE, SUMMERVILLE, SC 29485-3482 |
| Document Number | 0152780030 |
| Book / Page | 15278 / 30 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 2024008969 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $774.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 THAMES AVE, SUMMERVILLE, SC 29485-3482 |
| Document Number | 0152780035 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 15278/35 |
| Instrument | 2024008970 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SUMMERVILLE, SC 29485 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Dec 2, 2019 |
| Property Address | 181 THAMES AVE, SUMMERVILLE, SC 29485-3482 |
| Document Number | 2210/0142 |
| Book / Page | 012210 / 000142 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 30082 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 THAMES AVE SUMMERVILLE SC 294853482, SUMMERVILLE, SC 29485-3482 |
Source: Dorchester County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Municipality | Summerville Town |
| Unified School District | Dorchester School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,593.00 (+232.73%) | $17,844 (+83.18%) Land $7,500 Building $10,344 | $297,401 (+22.12%) Land $125,000 Building $172,401 |
| 2024 | $2,282.00 (+11,31%) | ||
| 2023 | $9,741 (+22.53%) Land $2,400 Building $7,341 | $243,527 (+22.54%) Land $60,000 Building $183,527 | |
| 2022 | $20.00 | $7,950 Land $1,840 Building $6,110 | $198,733 Land $46,000 Building $152,733 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 85 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 85 in force |
| Nearby Flood Claims | 116 (1986–2024) |
| Claims Outside the SFHA | 7 of 116 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003 |
|---|---|
| Water Source | Purchased surface water from LAKE MOULTRIE REGIONAL WS |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Hotwire Communications, T-Mobile, WOW Internet, Cable & Phone, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures