181 Sumner Pl, Zirconia, NC 28790 Property Records

Henderson County property record for 181 Sumner Pl, Zirconia, NC 28790

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,660 sqft · built 1975
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (May 2023)
Tax Bill	$1,079 (2025)
Deeds & Mortgages	Sep 2023 Sale May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`9575857418`

Property Details

APN / Parcel Number

Primary APN	`9575857418`
Alternative APNs	`00957585741855` `9934718`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,660 sqft Heated Area
1st Floor Area	384 sqft
Upper Floors Area	576 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Porch	Slab
Porch Area	210 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Account Number	9934718
Street Address	181 SUMNER PL
City	ZIRCONIA
State	NC
Zip	28790-0657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9934718~WR
Legal Description	LAURENCE PARK LO47-49 PLB-27
Legal Subdivision	TUXEDO
Legal Block	85
Legal Lot Number	7418
Jurisdiction	HENDERSON NC
Township / Civil Division	GREEN RIVER
Census Block Group	1
Census Block	1054
Census Tract	932000

Owner

181 Sumner Pl is owned by two individuals who bought it in May 2023.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1406 JOHNS COVE LN, OAKLAND, FL 34787-8919
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer
May 9, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Deed Document Number	2023997453
Deed Book / Page	4041 / 301
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Sep 1, 2023
Property Address	181 SUMNER PL, ZIRCONIA, NC 28790
Document Number	0040820519
Book / Page	4082 / 519
Map Reference	MB 1 PG 53
Instrument Date	Aug 29, 2023
Instrument	1001003136
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Amount	Amount on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 OVERLOOK DR, FLAT ROCK, NC 28731-8504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1406 JOHNS COVE LN, OAKLAND, FL 34787-8919

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 9, 2023
Property Address	181 SUMNER PL, ZIRCONIA, NC 28790
Document Number	0040410301
Book / Page	4041 / 301
Map Reference	MB 1 PG 53
Instrument Date	May 9, 2023
Instrument	1000997453
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 SUGARLOAF COVE LN, BREVARD, NC 28712-8413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 OVERLOOK DR, FLAT ROCK, NC 28731-8504

Tax Assessment & Valuation

The 2025 property tax bill for 181 Sumner Pl was $1,079.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,100 Land $64,000 Building $230,100
2025	$1,079.00
2023		$203,300 Land $64,000 Building $139,300	$294,100 Land $64,000 Building $230,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Sumner Pl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Sumner Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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