181 Summit St, Dayton, VA 22821 Property Records

Rockingham County property record for 181 Summit St, Dayton, VA 22821

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,145 sqft · built 1998
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (May 2024)
Tax Bill	$1,527 (2026)
Deeds & Mortgages	May 2024 Sale & Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107D2-(16)-L75`

Property Details

APN / Parcel Number

Primary APN	`107D2-(16)-L75`
Alternative APNs	`R10396` `10396`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,145 sqft Living Area
Gross Area	2,350 sqft
Basement Area	343 sqft
Finished Basement	343 sqft
Unfinished Basement	100 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.186 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R10396
Street Address	181 SUMMIT ST
City	DAYTON
State	VA
Zip	22821-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STOVER ADD L 39
Legal Subdivision	STOVER ADD
Legal Lot Number	39
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	ASHBY
Census Block Group	2
Census Block	2011
Census Tract	11400

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	181 SUMMIT ST, DAYTON, VA 22821-9701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Deed, Transfer · Conventional Mortgage VBS MORTGAGE LLC
Apr 29, 2022	Gift Deed, Transfer
May 11, 2017	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	Nov 20, 2007 · Amount on Record
Deed Document Number	20249268
Deed Book / Page	5800 / 707
Prior Transfer Date	Apr 28, 2022
Prior Transfer Doc	005571/470
Record Updated	Sep 20, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	May 9, 2024
Property Address	181 SUMMIT ST, DAYTON, VA 22821-9701
Document Number	005800/707
Book / Page	5800 / 707
Map Reference	MB 940 PG 317
Instrument Date	May 2, 2024
Instrument	2024-09268
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	MEMBERS TITLE LLC, MEMBERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SUMMIT ST, DAYTON, VA 22821-9701

Mortgage

Document Number	0202409269
Date	May 9, 2024
Instrument	2024-09269

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Jun 1, 2031
Change Frequency	3 Years
Min Rate At Change	4.5%
Max Rate At Change	13.5%
Index	3-Year TN
Max Rate	13.5%

April 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Apr 29, 2022
Property Address	181 SUMMIT ST, DAYTON, VA 22821-9701
Document Number	005571/470
Book / Page	5571 / 470
Map Reference	MB 940 PG 317
Instrument Date	Apr 26, 2022
Instrument	2022-10904
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SUMMIT ST, DAYTON, VA 22821-9701

May 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	May 11, 2017
Property Address	181 SUMMIT ST, DAYTON, VA 22821-9701
Document Number	004877/211
Book / Page	4877 / 211
Instrument Date	May 8, 2017
Instrument	2017-00013883
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3155 HARPINE HWY, ROCKINGHAM, VA 22802-1025

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Municipality	Dayton Town
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,527.00 (+3.46%)	$231,400 (+6.54%) Land $55,000 Building $176,400	$231,400 (+6.54%) Land $55,000 Building $176,400
2025	$1,476.00	$217,200 Land $40,000 Building $177,200
2022			$217,200 Land $40,000 Building $177,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DAYTON serves 1,700 people · EPA ID VA2165210
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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