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181 Summerset Dr, Apopka, FL 32712 Property Records

Orange County property record for 181 Summerset Dr, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,160 sqft · built 1982
Lot Size0.16 acres (6,982 sqft)
OwnerIndividual Name on File
Last Sale$199,900 (Sep 2019)
Tax Bill$3,057 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-21-28-8406-01-320

Property Details

APN / Parcel Number

Primary APN04-21-28-8406-01-320
Alternative APNs
  • 282104840601320
  • 189841
  • 193327
  • 196985

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,160 sqft Living Area
1st Floor Area1,160 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2000
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,982 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address181 SUMMERSET DR
CityAPOPKA
StateFL
Zip32712-3552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRTF
Legal DescriptionSUMMERSET UNIT 2 11/33 LOT 132
Legal Range28E
Legal Township21S
Legal Section04
Legal SubdivisionSUMMERSET UT 2
Legal Tract8406
Legal Block1
Legal Lot Number132
Legal Unit2
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group3
Census Block3010
Census Tract17701

Owner

181 Summerset Dr is owned and occupied by an individual who bought it in September 2019.

Source: Orange County records, as of May 4, 2026

Owner of RecordIndividual Name on File
Mailing Address181 SUMMERSET DR, APOPKA, FL 32712-3552
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2019 · Amount on File
Deed SaleSep 10, 2019 · Amount on File
Prior SaleApr 13, 2015 · Amount on File
Deed Document Number2019557524
Prior Transfer DateMar 27, 2009
Prior Transfer Doc0000202124
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 10, 2019
Property Address181 SUMMERSET DR, APOPKA, FL 32712-3552
Document Number0000557524
Map ReferenceMB 11 PG 33
Instrument DateSep 6, 2019
Instrument20190557524
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyTRADITIONS T&E LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,399.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1881 PARKGLEN CIR, 1881, APOPKA, FL 32712-8164

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 SUMMERSET DR, APOPKA, FL 32712-3552

Mortgage

Document Number0000557525
DateSep 10, 2019
Instrument20190557525
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 181 Summerset Dr was $3,057, up 2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,738 (+2.7%)$237,540 (-1.09%) Land $75,000 Building $162,540
2025$3,057.00 (+2.04%) Homeowner's exemption$228,567$240,160 Land $75,000 Building $165,160
2024$2,996.00 (+7.11%)
2023$2,797.00 (+4.33%) Homeowner's exemption$215,655 (+3%)$231,491 (+10.56%) Land $85,000 Building $146,491
2022$2,681.00 Homeowner's exemption$209,374 Land $85,000 Building $124,374$209,374 Land $85,000 Building $124,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Summerset Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Summerset Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Metronet.

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