181 Summer St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 181 Summer St, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,306 sqft · built 2007
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Oct 2007)
Tax Bill	$16,606 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02185-0000-00056`

Property Details

APN / Parcel Number

Primary APN	`07-02185-0000-00056`
Alternative APN	`070218500056`

Interior

Units	2 Units
Building Area	2,306 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Duplex Single
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	200 ft deep x 25 ft wide

Location & Zoning

Street Address	181 SUMMER ST
City	PASSAIC
State	NJ
Zip	07055-3201
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	2185
Legal Lot Number	56
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3000
Census Tract	175502

Owner

Source: Passaic County and Passaic City records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 SUMMER ST, PASSAIC, NJ 07055-3201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Aug 9, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2007 · Amount on Record
Deed Sale	Oct 25, 2007 · Amount on Record
Prior Sale	Nov 15, 2005 · Amount on Record
Deed Document Number	200780553
Deed Book / Page	1520 / 72
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Jul 30, 2026
Property Address	181 SUMMER ST, PASSAIC, NJ 07055-3201
Document Number	0000026325
Book / Page	20061 / 138
Instrument Date	Jun 25, 2026
Instrument	202626325
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SUMMER ST, PASSAIC, NJ 07055-3201

Mortgage

Document Number	0000026325,
Date	Jul 30, 2026
Book Page	20061/138
Instrument	202626325

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.53%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	181 SUMMER ST, PASSAIC, NJ 07055-3201
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	NU WORLD TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050990
Date	Aug 9, 2021
Book Page	M17345/21
Instrument	2021050990

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	CLIFTON, NJ 07011

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,000 (-) Land $71,300 Building $318,700	$390,000 (-) Land $71,300 Building $318,700
2025	$16,606.00 (+3.27%)	$390,000 (-) Land $71,300 Building $318,700	$390,000 (-) Land $71,300 Building $318,700
2024	$16,080.00 (+6.16%)
2023		$390,000 Land $71,300 Building $318,700	$390,000 Land $71,300 Building $318,700
2022	$15,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,057 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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