181 Summer Pointe Ln, Madison, AL 35757 Property Records

Madison County property record for 181 Summer Pointe Ln, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,938 sqft · built 2020
Owner	2 Individual Names on File
Last Sale	$305,000 (Aug 2021)
Tax Bill	$1,843 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-16-0-001-008.006`

Property Details

APN / Parcel Number

Primary APN	`15-05-16-0-001-008.006`
Alternative APN	`577046`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	1,938 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	577046
Street Address	181 SUMMER POINTE LN
City	MADISON
State	AL
Zip	35757-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 SWEET STONE FARMS PB # 2019-4731
Legal Range	02W
Legal Township	03S
Legal Section	16
Legal Subdivision	SWEET STONE FARMS
Legal Lot Number	7
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2016
Census Tract	10623

Owner

181 Summer Pointe Ln is owned and occupied by two individuals who bought it in August 2021.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 SUMMER POINTE LN, MADISON, AL 35757-5003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN FIDELITY MORTGAGE LLC
Aug 5, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI DSLD MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	Aug 5, 2020 · Amount on File
Deed Document Number	202168380
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Aug 17, 2021
Property Address	181 SUMMER POINTE LN, MADISON, AL 35757-5003
Document Number	0000068380
Map Reference	DOC 2019-0004731
Instrument Date	Aug 12, 2021
Instrument	2021-00068380
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6, ESCATAWPA, MS 39552-0006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	181 SUMMER POINTE LN, MADISON, AL 35757-5003

Mortgage

Document Number	0000068381
Date	Aug 17, 2021
Instrument	2021-00068381

Lender

Name	SOUTHERN FIDELITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Aug 5, 2020
Property Address	181 SUMMER POINTE LN, MADISON, AL 35757-5003
Document Number	0000057638
Instrument Date	Jul 28, 2020
Instrument	57638
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7616 HEATHSIDE WAY ELKRIDGE MD 21075, ELKRIDGE, MD 21075

Mortgage

Document Number	57639
Date	Aug 5, 2020
Instrument	57639

Lender

Name	DSLD MTG LLC
Address	BATON ROUGE, LA 70809

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 181 Summer Pointe Ln was $1,843 with a homeowner's exemption, up 2.2% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Huntsville City
Unified School District	Huntsville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,843.00 (+2.22%)
2025	$1,803.00 Homeowner's exemption	$31,920 Land $5,000 Building $26,920	$319,100 Land $50,000 Building $269,100
2023	$1,694.00 (+6.81%) Homeowner's exemption	$30,040 (+9.8%) Land $5,000 Building $25,040	$300,400 (+9.84%) Land $50,000 Building $250,400
2022	$1,586.00 Homeowner's exemption	$27,360 Land $5,000 Building $22,360	$273,500 Land $50,000 Building $223,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 181 Summer Pointe Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Summer Pointe Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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