181 State St, Springfield, MA 01103 Property Records

Hampden County and Springfield City property record for 181 State St, Springfield, MA 01103

Property Summary

Property Type	Office Building
Details	36,120 sqft · built 1900
Lot Size	0.987 acres (43,002 sqft)
Owner	Company Name on File
Last Sale	$930,000 (Mar 2021)
Tax Bill	$27,362 (2025)
Deeds & Mortgages	Nov 2022 Refinance Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11110 P:0625`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11110 P:0625`
Alternative APN	`111100625`

Interior

Units	3 Units
Stories	4 Stories
Building Area	36,120 sqft Gross Area
Basement Area	7,710 sqft
Unfinished Basement	7,710 sqft
Elevator	Elevator

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Lot Area	43,002 sqft (0.987 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	111100625
Street Address	181 STATE ST
City	SPRINGFIELD
State	MA
Zip	01103-1734
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	SB2B3
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1070
Census Tract	801101

Owner

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	268 SUMNER AVE, SPRINGFIELD, MA 01108-2322
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK
Mar 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage GREENFIELD COOPERATIVE BANK
Mar 1, 2021	Quit Claim Deed, Transfer · Commercial Mortgage PEOPLESBANK (HOLYOKE MA)

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Jan 13, 1997 · Amount on Record
Deed Document Number	202113954
Deed Book / Page	23735 / 590
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	181 STATE ST, SPRINGFIELD, MA 01103-1734
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024817-186
Date	Nov 23, 2022
Book Page	24817/186
Instrument	69159

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	181 STATE ST, SPRINGFIELD, MA 01103-1734
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024429-244
Date	Mar 2, 2022
Book Page	24429/244
Instrument	12880

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 1, 2021
Property Address	181 STATE ST, SPRINGFIELD, MA 01103-1734
Document Number	23735-590
Book / Page	23735 / 590
Instrument Date	Feb 26, 2021
Instrument	13954
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 SUMNER AVE, SPRINGFIELD, MA 01108-2322

Mortgage

Document Number	13956
Date	Mar 1, 2021
Instrument	13956

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$27,362.00 (-48.14%)	$776,900 (-34.24%) Land $754,300 Building $22,600
2023		$1,181,500 Land $476,400 Building $705,100
2020	$52,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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