Lorain County property record for 181 Spruce St, Elyria, OH 44035 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1984 |
| Square Footage | 1,394 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $77,500 (2019) |
| Tax Bill | $2,092.00 (2025) |
| Primary APN | 012661-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,394 sqft Living Area |
| Gross Area | 2,078 sqft Gross Area |
| 1st Floor | 1,125 sqft 1st Floor |
| Upper Floors | 269 sqft Upper Floors |
| Basement Area | 684 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,583 sqft (0.22 acres) |
| Depth X Width | 165 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 550 sqft Garage |
| Deck Area | 192 sqft Deck |
| Patio Area | 192 sqft Patio |
| Porch Area | 77 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 012661-6 |
|---|---|
| Street Address | 181 SPRUCE ST |
| City | ELYRIA |
| State | OH |
| Zip | 44035-3356 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BRAMAN ADD 60.00 X 165.00 LOT # 61 |
| Legal Subdivision | BRAMAN ADD |
| Legal Tract | 24 |
| Legal Block | 102 |
| Legal Lot Number | 61 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 70500 |
Source: Lorain County records · APN 012661-6
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 181 SPRUCE ST, ELYRIA, OH 44035-3356 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 14, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LENDUS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on Record |
| Deed Sale | Jun 14, 2019 · Amount on Record |
| Prior Sale | Aug 24, 2006 · Amount on Record |
| Deed Doc Number | 2019718291 |
| Prior Transfer Date | Jun 06, 2006 |
| Prior Transfer Doc | 0000161525 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 181 SPRUCE ST, ELYRIA, OH 44035-3356 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 181 SPRUCE ST, ELYRIA, OH 44035-3356 |
| Document Number | 0000892643 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 2022-0892643 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 01, 2062 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 14, 2019 |
| Property Address | 181 SPRUCE ST, ELYRIA, OH 44035-3356 |
| Document Number | 0000718291 |
| Map Reference | VOL 3 PG 1 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 2019-0718291 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 SPRUCE ST, ELYRIA, OH 44035-3356 |
| Document Number | 0000718292 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 2019-0718292 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,092.00 | $44,430 (-) Land $7,720 Building $36,710 | $126,940 (-) Land $22,050 Building $104,890 |
| 2024 | $2,092.00 (+37.09%) | $44,430 (+58.63%) Land $7,718 Building $36,712 | $126,940 (+58.64%) Land $22,050 Building $104,890 |
| 2023 | $1,526.00 (+0.39%) | $28,008 (-0.01%) Land $5,947 Building $22,061 | $80,020 (-) Land $16,990 Building $63,030 |
| 2022 | $1,520.00 | $28,010 Land $5,950 Building $22,060 | |
| 2021 | $80,020 Land $16,990 Building $63,030 |
181 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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