181 Spring Wind Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 181 Spring Wind Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,836 sqft · built 1998
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$236,000 (Oct 2020)
Tax Bill	$1,727 (2022)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0031A041000`

Property Details

APN / Parcel Number

Primary APN	`0031A041000`
Alternative APNs	`0031A041` `16018`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Heated Area
1st Floor Area	1,308 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.519 acres)
Lot Dimensions	217 ft deep x 104 ft wide
Garage Area	572 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	756 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16018
Old Parcel Number	0031A041000
Street Address	181 SPRING WIND CIR
City	RINGGOLD
State	GA
Zip	30736-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 41 SPRING MEADOWS PHASE 1
Legal Subdivision	SPRING MEADOWS PH 1
Legal Phase	1
Legal Lot Number	41
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3017
Census Tract	30304

Owner

Source: Catoosa County assessment roll, APN 0031A041000, as of July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	181 SPRING WIND CIR, RINGGOLD, GA 30736-8901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Sep 14, 2012 · Amount on Record
Deed Document Number	0002089505
Deed Book / Page	2089 / 505
Last Transfer Date	Nov 02, 2020
Transfer Doc	0020890505
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Nov 02, 2020
Property Address	181 SPRING WIND CIR, RINGGOLD, GA 30736-8901
Document Number	0020890505
Book / Page	002089 / 000505
Instrument Date	Oct 28, 2020
Instrument	8994
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	REALTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	181 SPRING WIND CIR RINGGOLD GA 307368901, RINGGOLD, GA 30736-8901

Mortgage

Document Number	20890507
Date	Nov 02, 2020
Book Page	002089/000507
Instrument	8995

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Catoosa County assessment roll as of July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$143,422 (+46.19%) Land $12,000 Building $131,422	$358,555 (+46.19%) Land $30,000 Building $328,555
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$98,104 Land $12,000 Building $86,104	$245,260 Land $30,000 Building $215,260
2022	$1,727.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), as of September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470303043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 24 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Ringgold Telephone Company DSL · Fiber in parts of the area	100 / 20