181 Soundview Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 181 Soundview Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,573 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,885,000 (Jul 2023)
Tax Bill	$43,736 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551400 153-6-3-72`

Property Details

APN / Parcel Number

Primary APN	`551400 153-6-3-72`
Alternative APN	`140015300600030720000000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,573 sqft Living Area
1st Floor Area	1,646 sqft
2nd Floor Area	1,927 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	181 SOUNDVIEW AVE
City	RYE
State	NY
Zip	10580-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	RYE TERRACE
Legal Block	3
Legal Lot Number	72.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2013
Census Tract	7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 SOUNDVIEW AVE, RYE, NY 10580-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 26, 2020	Loan Modification, Mortgage BANK OF AMERICA
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Nov 25, 2009 · Amount on Record
Deed Document Number	20233403
Prior Transfer Date	May 4, 2004
Prior Transfer Doc	0041980984
Record Updated	Oct 29, 2026

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 12, 2023
Property Address	181 SOUNDVIEW AVE, RYE, NY 10580-2303
Document Number	0631283403
Map Reference	MAP 865
Instrument Date	May 24, 2023
Instrument	631283403
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	FUTURE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 SOUNDVIEW AVE, RYE, NY 10580-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 44 PURVES STREET #2506 # 2506, 2506, LONG ISLAND CITY, NY 11101

Mortgage

Document Number	0631463168
Date	Jul 12, 2023
Instrument	631463168

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Margin	3
Max Rate	10.3%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	181 SOUNDVIEW AVE, RYE, NY 10580-2303
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610223384
Date	Jan 22, 2021
Instrument	610223384

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	181 SOUNDVIEW AVE, RYE, NY 10580-2303
Document Number	0603393032
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	181 SOUNDVIEW AVE RYE NY 105802303, RYE, NY 10580-2303

Mortgage

Document Number	0603393032
Date	Dec 4, 2020
Book Page	060339/003032

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	181 SOUNDVIEW AVE, RYE, NY 10580-2303
Document Number	0603393031
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	181 SOUNDVIEW AVE RYE NY 105802303, RYE, NY 10580-2303

Mortgage

Document Number	0603393031
Date	Dec 4, 2020
Book Page	060339/003031

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$43,736.00 (+153.97%)
2025	$17,221.00	$34,500 (-) Land $7,750 Building $26,750	$2,923,729 (+6.78%) Land $656,780 Building $2,266,949
2024		$34,500 (+6.15%) Land $7,750 Building $26,750	$2,738,095 (+8.68%) Land $615,079 Building $2,123,016
2023		$32,500 (-) Land $7,750 Building $24,750	$2,519,380 (+13.95%) Land $600,775 Building $1,918,605
2022		$32,500 Land $7,750 Building $24,750	$2,210,884 Land $527,211 Building $1,683,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	50 (1978–2024)
Claims Outside the SFHA	29 of 50
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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